₦airaland Forum

Yes, very funny indeed. I am now convinced they are all empthy threats cos from 12 noon, the deadline was shifted to 1pm, and now I have got another threat message with a yet another deadline of 5pm. If it was before, I will be running helter skelter trying to look for money to pay, thereby putting myself under intense pressure. Not anymore. My real contacts are with them. If them like, let them send messages.

These people have got a lot to learn. How can you be threatening a client that has been loyal to you over the months just because of one day's default?

I have the intention of paying before, but I want to see their worse now. Nonsense...

zeeace:
this is funny. That is how they are .
Very inhumane and sick people.
I wonder why our govt is doing nothing about this crude and heartless beings. .I had a little delay with easemoni that was how they kept threatening me. And the fact is the day you forward a single msg to any of my contacts. Is the worse that can happen cos I won't pay. 1 single naira.

My loan with Ncash got due just yesterday. And these are people I have been taken loans from and even paying on before due date in the past.

Just because of one day overdue, see threats upon threats. Even if I have the money for payment now, I won't cos I even what to see what they want to do. If you send messages to my contacts, is that the end of life?

Below are the last two threats sms I got from them just today. First one gave a deadline of 12noon. 12 noon past, them no see money, then another one again for 3pm deadline. Let them go ahead and do their worst.

1st sms from Ncash.

LOOMING AND SERIOUS CIRCUMSTANCES TO BEFALL YOU IN FEW HOURSCOGENT AND EXPLICIT WARNING TO YOU THIS MORNING...DIGNITY WHICH SO MANY OF US PRAY TO HAVE, YOU HAVE NOW DECIDED TO LET IT GO AWAY FROM YOUR LIFE AND YOUR HOUSEHOLD, YOU HAVE NO ATOM OF SHAME IN YOU, AND REGRETS, BUT DO NOT WORRY, I SWEAR BY THE WHATEVER YOU SERVE THAT YOU WOULD REGRET WHAT IT TAKES TO COME AND BORROW FROM FIN TECH ORGANISATIONS AND IGNORE TO PAY BACK YOUR LOAN ON YOUR DUE DAY... I DONT CARE WHAT YOUR PROBLEM IS BUT I WOULD MAKE YOU FEEL INSULTED AND DISGRACED IN ALL WAYS THAT YOU WOULD NEVER COME TO NCASH TO TAKE LOANS AGAIN...I KNOW YOU LOVE BEING EMBARRASED, INSULTED, RIDICULED, LAMBASTED, APPROACHED RUDELY FROM FRIENDS, FAMILIES, RESPECTED PEOPLE, WORKERS, CO-WORKERS, BOSS, NEIGHBOURS...SINCE YOU HAVE DECIDED TO BREACH THE AGREEMENT YOU SIGNED FOR, THE CONSEQUENCES WOULD HAVE TO BEFALL YOU... THIS IS A FINAL WARNING because Breaching the contract you have with NCASH only gives fraudulent impressions about you. You should note that NCASH is a registered company fully backed up by the Federal Government thus it will not be held responsible for any damage, devaluation or defamation of character. Be informed that failure to make your payment before 12PM today will leave me with no choice than to embarrass and disgrace you seriously... IF YOUR PAYMENT IS NOT MADE ON OR BEFORE 12PM, I WOULD HAVE TO FORWARD YOUR DETAILS TO THE EMBARRASSMENT DEPARTMENT WHO WOULD TAKE DRASTIC ACTIONS ON YOUR UNPAID LOAN... YOUR DETAILS WOULD BE LEAKED TO THE PUBLIC ALONGSIDE RELIOUS PLACE OF WORSHIPS AND ALSO THE SOCIAL MEDIAS LIKE FACEBOOK, TWITTWER, INSTAGRAM, MESSENGER AND TIK-TOK AND I GUESS YOU KNOW WHAT IT MEANS TO BE RIDICULED... CONSIDER THIS AS URGENT. PAY YOUR DUE BEFORE 12pm . BE WARNED! NOTE: DO NOT PAY INTO ZENITH BANK TO AVOID UNSEEN REPAYMENT. PAY INTO YOUR WEMA OR STERLING BANK ACCOUNT ON NCASH APP OR THROUGH THE APP.. CALL YOUR ACCOUNT OFFICER FOR MORE ENQUIRIES...DO NOT PAY INTO ZENITH ACCOUNT AS WE ARE HAVING NETWORK ISSUES... NCASH DISCIPLINARY TEAM...COLLECTION LINE 09121435591


Then the 2nd one:
LAST AND FINAL, WARNIG KEEP BEEN DUBIOUS AND GIVEN US REASON TO RUIN YOUR REPUTATION,, Good Day Customer, the company have had enough patience for your nonchalant attitude and we are ready to blacklist your BVN, broadcast your profile and image on social media, newspaper ,,,ALSO INFORM ALL YOUR CONTACTS ABOUT THIS LOAN and TO TELL YOU HOW SERIOUS WE ARE NOW I WILL ACTIVATE THE SYSTEM TO SEND MESSAGESES TO 70 OF YOUR CONTACTS NOW, IF BY 1PM TODAY WE DO NOT SEE YOUR FULL PAYMENT 100 MORE WILL BE CONTACTED ABOUT THIS LOAN also take a legal against you failure to pay N-CASH money and the extra charges, else you will leave us with no choice than to charge to court and report your BVN to Credit Beareau of Nigeria to stop you taking any loan from anywhere in NIgeria.YOU HAVE FROM NOW TILL 1PM TODAY TO MAKE YOUR PAYMENT, BE WARNED N-CASH LEGAL TEAM HEAD (MR HORTINS JAMES..CALL 09121435591

Ok thank you.

lbrichman2:
Yes Lcredit message and call your contacts
Even send your picture on WhatsApp
And they are very persistent too
I strongly urge you to raise the money and clear the debt

Good day my people. I find this thread to be encouraging. It sure can save one from depression caused by these loan sharks.

Well, I have been using Lcrefit for sometime now, borrowing and paying up on time. But unfortunately, my last loan with them is overdue with 2 days now. Do they send messages to ones contacts? And Sokoloan too (Gocash and Fastmoney) do they reach people's contacts with messages?

And what can I do to avoid it? My loans with them are overdue and I am afraid the money for repayment isn't forth coming.

Someone talked about synchronizing contacts... How is this done.?

Urgent response pls.

Hairyrapunzel:
It's still the same thing. You will wait for armageddon and paradise earth and it will never come. The only place you will see these is inside your head/imagination and in watchtower magazine. You will die waiting for armageddon and paradise earth like your founding fathers even like your current governing body nothing will still happen. You go wait tire.

Not surprised at your mocking, it's prophesied already at 2 Peter 3:3-6. You are only fulfilling what has been prophesied. Keep it up. If anything, it is an indication that we are indeed living in the end time. (know this first, that there shall come at the close of the days mockers with mocking, walking according to their own lusts, and saying, Where is the promise of his coming? for from the time the fathers fell asleep all things remain thus from the beginning of the creation. For this they willfully forget, that there were heavens from of old, and an earth formed out of water and amid water, by the word of God; by which means the world that then was, being overflowed with water, perished.)