₦airaland Forum

slex:
Greetings everyone. I feel so bad , sad and traumatised right now because of how someone just decided to wake up one day and do evil to me. My essence of writing this is to use Nairaland as a means of educating more people on the dangers you may face when your ATM card has been compromised.


Yesterday after finishing up work for the day i did my usual closing time ritual; i shut my system down, switched off the AC and the sockets then started my journey and this was already 6-01pm. When i reached Chevron round about at exactly 6-37pm I heard the usual notification tone on my phone that i had received a message. I ignored after 2 mins i heard another then i removed the phone from my pocket and checked lo and behold what did i see?N20k debit alert from GTB twice.

I was like WHAT!!! when did i initiate these transactions and while still looking at the messages surprised another N20k debit alert came in after a few seconds yet another N20k totalling N80,000 naira. Like a man possessed I quickly Hotlisted my Account by sending an sms with the Hotlist format and after that i received a message that my Account has been hotlisted from GTB but it was already too late. The balance left after the N80k taken was just N7k.

My people , the feeling of seeing your money leaving your account in ral time is a very crazy experience I felt so helpless. Anyways I have gone to a GTB Branch and complained but they are telling me it can take a week to 3 months for investigations to be concluded. Me i want my money refunded and i dont even get why it has to take so long (45 days max) to resolve that issue. Thank God i have 2 other accounts but this has got me thinking that our banks need to protect s their clients more.

The thief used a POS/Web transfer channel to remove the money why?because he knows if he uses an ATM his face will be captured by CCTV or the camera on the machine meaning No be today him de do this kain thing.

tthere should be some sort of way to prevent unauthorised transfers honestly. Either when you want to pay with a POS machine a message shoud be sent to you requesting authorization before payment can be done on a POS machine. How this thief bypassed OTP authorization to remove money from my account beats my imagination.

Please be careful everyone.

From a pained member.

Till our bank system is fully secured, I will advice you stop leaving too much money on your account registered for your ATM card. leaving 1k on ur ATM card account is okay and transfer the rest to your other accounts not linked to the ATM card. When you require money, you can go online and transfer the actual amount you require & use, leaving behind the 1K.

Also NB: 1. for GTbank You don't need a token/OTP to transfer from your other accounts to your ATM linked acct.
2. Some banks will want to link both accounts, Please note that it is your right to choose the account you want for your ATM Card, if they rewfuse to do it, close the acct. and go to a bank that will.

As you have reported to GTBANK....Please if you have some1 working in CBN, also inform him / her and they will see hw they can help reduce the 45days.

All the best in getting back your money.

and yet Tonto called him 419er!!!! SMH!!!

dynicks:
tonto right now:.....so Na me this girl put for corner like this....Lord! see shape!!

Hahahahahaha.... Shes is so irresistable in Churchhill's eyes!

jegz25:
home breaker...God is watching u

and what will you say about How Tonto took churchhill from his former wife.

ajarossi:
On my way to site yesterday I picked this white vivo phone,latter around 12pm the owner of the phone(a lady) called and gave her address as omaba phase 2 onitsha.

I told her to come to munarch bus stop obosi in anambra state in the evening hours to collect it. After the conversation, calls were coming n the batry was down I decided to off the phone and on it latter.


On getting to the bus stop in the evening, I on the phone only to notice that both the sim and phone was luck with password to the extents that I cant make calls,receive calls nor even retrieve any number from it.

I went to mtn office close to the bus top they couldn't offer any solution without the puk number...the only option is to flash the phone and I dont want to flash it.pls I need to return this phone to the lady how ll I do it? In case any of her relatives is on nairaland he or she should reach me on nelouche@gmail.com or report to the vicar amazing grace anglican church odume layout obosi,idemili north anambra state

Hello Ajarossi,

Since both the phone and SIm were locked,

These simple steps will help you locate the owner:

1. Since the phone is an android phone, it locks its self after 20 failed attempts, so because of security reason it will now request for her Google ID and Password in order to open the phone. The phone will show you her Google ID and request for the password.

2. Use the Google ID shown to you to send her an email informing her of the phone and the phone number to reach you in order to pick it up. This might be quick if she constantly checks her mail or might take a long time though.

3. Or you can use that Google ID to search for her on Facebook and send a request/message for follow up. But please be adviced that the Google ID is usually a gmail acct, if you don't find her with that, you can replace the string "@gmail.com" in her google ID with "@yahoo.com" or "@yahoo.co.uk" and search again in facebook.

4. I hope this simple steps helps you in locating her.

Note: Once the phone requires only Google ID to unlock it, she can only open the phone wen she's connected to a Wifi. or to Flash the phone will be the next option. Even when the phone is locked, it can still allow her putting a wifi password.

Islie:
[b]Suspected ritual killers release lady five days after kidnap




http://punchng.com/suspected-ritual-killers-release-lady-five-days-after-kidnap/

On her FB page, she posted this before the Kidnap: Sometimes, U just neeed to disconnect & enjoy ur own Company..... #LoveThySelf ......................

Maybe she has being going tru a lot and now this trauma from kidnapping, Thank God for protecting Her and bringing her back safely to her Family.

godfatherx:
Mercy Johnson should just ignore her post/message.
If you make a mistake and acknowledge Tonto, you don enter one chance be that.
Because whenever she mix that Ghana + Naija weed jollof rice, she go say Mercy slept with Yahaya to get the appointment or that she (Tonto) lobbied on behalf of Mercy. Her own craze don dey compete with Kemi Olunloyo

hahaha.....Tonto wey every1 know, wey dey showcase her real self 4 naija movies. Congrats Mercy Jare.....Great & Mature Woman and she even went with her Husband! Lovely!

themonk:
Come and see

It is not beer, but eating food including Suya,Pepper soup, Nkwobi & Ishewu after 7pm dey cause am.

Treatment/Prevention: 1. You can have heavy breakfast & Lunch but very light Dinner (not rice or Banana) after 7pm. Eba or swallow is fine as long as it is not after 7pm.

2. Invove in out door Exercises, even if it is atleast 1 hr a week.

3. When you drink, know your guage. Once u r done drinking, finish atleast a medium bottle water before going/driving home to prevent hangover or being drunk.

4. Try eating Suya, Nwobi & Peppersoup e.t.c before 7pm, Then continue ur drinking of Alcohol & Water till whenever whenever, as long as you know your guage.

NB: We have this mentality that Pot belly is a sign of being a Big man but my Guy it shortens the size of the downside and nah ur Woman go suffer am....lolz!

theinfong:
http://www.theinfong.com/2017/03/don-jazzy-signs-debbie-rise-into-mavin-records-bbnaija/

Nice one Don Jazzy...Keep ur flag flying.