₦airaland Forum

Both are attention seekers

2n2k:
The true yield is your true returns on your investment not the discount/stop rate.

In the example you quoted, the 18.28% is on the face value of N100,000 but you didn't invest N100,000 but just N81,720 because that is what is debited to your account. The interest of N18,280 is actually received on an investment of N81,720 which gives a return of around 22.3%

Unlike fixed deposits that you receive your interest at the end of the tenor in which case, the actual and true yield are the same.

Another way to derive the true yield on treasury bills is that since you receive the interest upfront, that interest is immediately available for another investment e.g in the example above, if you reinvest the Upfront interest of N18,280 on the same tenor at 18.28%, you will earn additional N3,341. So your total interest will be 18,280+3341=N21,621. If you also reinvest the upfront interest of N3,341 @ 18.28%, you get additional N610 bringing your total interest to N22,221 all on investments totalling N100,000 running concurrently. That is 22.22% true yield.

Thats a nice one. I never adverted my mind to that. When I go to Hennessy I will buy you market. lol. Thanks

kk

see him smile

cut me some bro

First, you should know that sex or thoughts of it as a teenager and an adult isn't the same. As a teenager, the sight of a cleavage alone could lead to ejaculation.This is due to novelty and high hormones etc.

Upon reaching majority, most of these things change maybe due to stress of modern day life, nutritional deficiences etc.

You shouldn't worry over much esp if u can still get it up and try and concentrate so as to be stabilised in what you are doing.
Being broke alone can even make sex pleasureless thats if you are sb that things border and not some purposelss youth.

First, you should know that sex or thoughts of it as a teenager and an adult isn't the same. As a teenager, the sight of a cleavage alone could lead to ejaculation.This is due to novelty and high hormones etc.

Upon reaching majority, most of these things change maybe due to stress of modern day life, nutritional deficiences etc.

You shouldn't worry over much esp if u can still get it up and try and concentrate so as to be stabilised in what you are doing.
Being broke alone can even make sex pleasuress

unite4real:
This is my simple idea.

You get true yield when you hold your investment to maturity.

Suppose you invested 100,000 Naira for 364days at 18.28%. The interest is 18,280 Naira. Now remember that the debit from your account will be 100,000-18,280 which is 81,720.

So to calculate your true yield
(18,280/81,720)*100%.

Ans : 22.37%

please whats the essence or importance of true yield if all you will get is 18280. Does the true yield change anything?

feelamong

If it was that good you wouldnt tell us.
Most Nigerians actually make money by selling books on how to make money and not by doing what is contained in that book.

why is this ooni everywhere?

I know that some pastors will be happy and egging the girl on. Who knows if the allegation is true or not?

I know that some pastors will be happy and egging the girl on. Who knows is the allegation is true or not?

Obasanjo said the party is dead baa?

who is he?

This one is decent naa

kkkkkj

Isnt this insulting?
So if naija cant rescue chibok girls, is it external invasion that they can fight?

u mean 18k?

kk

kkk

okk

kkkk

nurey:
Just input the car type and follow Wikipedia, it would show you all the variant shape, tell you the year those shape was adopted/used and also point you to continental variants eg the Honda cars mostly have two variants the ones know has U.S and the European variant. Do for a 2006 Honda civic, 2 different body styles were available.

There are other things too like engine type, edition type but if you study well for a year you will become a guru but you can't know it all, even I don't know it all.

k tnks