₦airaland Forum

megachange:
Does all this give you right to hold my money?

Can you explain to everyone why i still have not received my money back?

I warned you if you don't issue refund i will post it everywhere

I am not interested in money anymore, i want to shitty you shitty service down. I am preparing a paper work to http://www.nira.org.ng
to block your domain for fraudulent activity

I have told you you will eat shit if you don't refund. So here is your result. eat it

Replying him is waste of time. Check your email admin@megachange.is , He wont like the ends result of everything.

InstantGold:
Firstly, let me tell you that it has been the same guy posting with different names. Thank you very much for this comment. This is a guy, one of those that look at Nigerians as unserious element and any Nigerian that just read one side story and then take the side of a dubious Oyinbo needs to work on his head. Simple English, he does not understand.

This is what really transpired:

1. He created an account with us and made withdrawals, supplying different accounts that does not match his profile/registered name. We processed the withdrawals and released Naira to the supplied account details. Then, he told us that he want to do more and we repied him that we are no longer interested in his transaction as he is not a Nigeria, neither does he resides here.

One bad thing about this man that called himself an exchanger (megachange.is) is that he will never send any email without insult, if he has to ask a question at all, he will include his message with kind of abusive message. To cut the story short, we processed the transaction and ask him to quit our site.

2. After several days, he sent a mail using different name and email that he placed a withdrawal and that we did not process it, he did not mention his reference number so we tried to trace with his email which he used to send us email but our system returned no result and then we asked him for his registered email and the reference number and he replied with details. When searched, none of the email and reference number returned any result (Strange). So how this man managed to make the withdrawal ? well, he may have sent the fund to us directly and claimed that he did it through the website so that he can threat us to process the withdrawal again after we asked him to stay off our website.

So again, he provided screenshots showing the email that never registered on our website and this called for our investigation. So, firstly, we checked and got his fund in our okpay account with his mentioned reference number. We understand and believed that he made a direct transfer into our account since he has the account details but he lied to have carried it out on our website (kinda playing us).

Then, we asked him to give us 3 working days on Sunday. We told him our admin needs to go through our various bank accounts to be sure that the same transaction has not been paid since there is no trace to it in our database. (we do have customer whom by mistake do not go through the site so they will be paid directly too, so we need to confirm before we go ahead to release cash again).

We think this dude do not understand English, our message attracts serious of abusive and insultive messages from the so called exchanger - megachange.is again. Then we told him to expect a reply from us only after 3 days. Only for him to flood several fora today and start posting fake and libelous comments.

We reminded him that he needs to check our website TOS again, we clearly stated that we do not allow registration from Non-Nigerians and that any Non-Nigerians who register will be removed from the system. But again, this dude failed to understand simple English...

Please help us ask him, is it by force to deal with him ? Why waiting for 3 days for our investigation so boring to him ? We never had any issue with our good customer but this poor exchanger want to tarnish our image to promote his sick website.

Your side of the story is taken, so this is not your first time dealing with him. He has a good case with you. Just doing a search now on your company profile with every relevant details. First and foremost, this megachange.is is not a nigerians, if your company is not reputable, he wont deal with you. All your email exchange with him is very cruel in every radification. No saint will read them and wont act. You dont know me and i pray for you not to know me. The real fact of exchange in life is to make profit irrespective of your jurisdictions, i may base in the united states why u base in England, we can still deal without problems if trust exist. I want to make this clear to you that it will do you great good to GET MEGACHANGE.IS MONEY REFUNDED IN 48hrs FROM NOW or dance to what you startetd. Its not a threat. My agency work closely with NCC, Even if your office address happen to be false, i can assure you that you will be napped. Once more, your side of the story is well adhered to and it will do you great thing to refund that money in 48hrs from now. Thank you
Mind you, asking someone that base in isreal to come to your office at ikeja lagos for a refund of 230$ shows its a planned scam. You will hate yourself. I promise

megachange:
his ip address 54.66.35.55
he is from Ibadan, Oyo State, Nigeria

which is 2 hours drive from his office

i dont think he's office really exist

Intelligence dont work this way, there are ways to napped deadly scammer. He will refund you

dmostcheerful:
I gave my opinion, if you can be paid to post trash am not like you.
By the way take a closer look at my profile and also the pics I posted.
Am not suppose to argue with you anyway cause I wasn't talking to you.

Hmmm, your opinion is not well taken, Nigerian image is being dented here by that scammer called instantgold, i have gotten several related cases about him and how he run his business. For your information, your profile and pics have no significant meaning to me ok, get that fact as you dont even know me either. This time around, Instantgold wont find things funny. An assurance. Good day.

megachange:
well i am happy for you, but i am not nagiarian that is the issue here, he decided to scam me because i cannot rich him

According to your screenshot all your transactions goes from 2016 more that a year ago, he scammed me 2 weeks ago, does it ring the bell?

i did it www.nairaland.com/3830825/scam-instantgold.ng-ignexchange.com-same-owner#57034716
check attached screenshots

and it is not rubbish
my payment https://secure.okpay.com/en/account/txn/6331155

attaching receipt again well if someone need i am ready to show it via http://teamviewer.com

Good move. He will be napped. Dont be scared.

dmostcheerful:
All I say is trash, bia op, upload your bitcoin transaction detail, payment receipt or transaction number then we can listen to you.
I have been using instantgold as far as I can tell.
Infact my browser bookmarked there site automatically for you to know how often I use then.
Your claim is invalid until your proof of payment is attached too.

If you are paid by instantgold to post here, be careful ok. Thank you

megachange:
How do we change the name of this topick to "Scam alert InstantGold.ng Customer Support - Buy/Sell: PM, BTC, OKPAY, WMZ, PAYZA, STP etc)"?

is there such an option to contact admin of this forum?

can someone advice?

I understand you are bittered, do as i said, i reply your thread and also post here, send me all relevant proof, i will take up your case with this scammer. He has an office located at ikeja, if we found out that office to be false location, we have intelligence working with NCC, as i said ealier, online crime is what nigeria government is fighting really hard to combate. On your matter with instantgold, count it a forgone issue as am sure, he wont like the ends product after i might have finish with him as regard your issues. Thank you.

megachange:
I dont believe i am the only one, i will not waist my time for this, 260usd is not worth it

I want people to know about this, i will close him down

Your money is not gone, take that as an assurance from me. Instantgold have shown to the whole world their true colour, just like i said on instantgold thread, Nigerians are good people to do business with. Send me an email with all your transaction with this guys. I will give him 24hrs ultimatum to get your fund refunded after verifying all ur deals with him in which his office will be ransack and nairalander will be updated as the event goes on.

megachange:
another one, finally he stated emailing back after i posted scam alert

Stupid excuses not to pay, i suppose he is so dump to screw his business over 260 usd, really strange

Send me a mail please. I will reply you. Send all your email exchange with this scammers, your transaction screenshot and every relevant doc to cover up your matters. I want to assure you that we dont condone crime in nigeria, Nigerians are good people to do business with but its just a pity this people call instantgold are somehow. I can assure you of justices thank you

InstantGold:
Dear Admin www.megachange.is,

Posting all lies about us will not help you in this case. We have told you that we will release your fund to the OKPAY Inc. whenever we finished with our investigation. We asked you for 3 working days on Saturday but you came up with several stupid postings today. We are very clear about our terms of service on our website. We support only Nigerians living home or abroad. You are from Israel and we warned you several times to desist from using our website but you never listen to us. We processed several transactions of yours and locked your account but you keep opening new ones and then sending us abusive messages after days.

If you think you can bully a Nigerian company, you are a joker as no Nigerian can do the same with a company in your country. So, respect our rights and stop acting like a tyrant. You are an exchanger paying N170 per USD for OKPAY to uninformed Nigerians on your website and then using our service to get N380 and asking us to pay into the account of the customers we never know. This is money laundering, all our customers must be known to us and we must know why we are paying them in case government request for this info.

We made you realized that we have informed okpay admin and that we are investigating how you were able to make a new withdrawal without a valid registered email as you claimed. Then you go on several fora posting lies about us.

Again, this will not hep you. Our customers serving since 2007 will never belief with you. Respect our right, Respect Nigerian company's right.

Because he live in isreal you wanna scam him en. Look here, you wont know what you are doing now till you see the ends product. You are dirty scammer. I can assure you that justices will prevails. That place you called office in ikeja will soon be ransack by God grace this week. Someone deal with you base on your nairaland reputatation, you delete his account from your system in other to scam him. No scammers will be allowed to have peace. Watch out

megachange:
this is interesting

scam confirmation, no payment

Track down that address in ikeja possibly tomorrow. Thank you.

megachange:
i paid via okpay it is not gonna work for me as i live far away from their office

they refuse to pay me back as well

i just got email from them

have a look

instead of paying me back they say rubbish

This people are criminals base on your recent screenshot. I will advise you take them up immediately. Dont delay in taking action. There are various legal firm handling online fraud related matters, you can get one, print out this their recent reply in papers also. They will pay you what they didnt take from you in addition to the service you requested from them they criminally attempted to fraud you of. Delay is dangerous. This guys are mean. If they can ascertain they collected your money and refuse completing their own side of the bargain. Then they are fraudsters. I will advise you use the media as well.

megachange:
InstantGold scammed me for 264usd, amount is not high but this fact is pissing me off
NO money!!!!!!!!!!!!!! this this scammers don't pay!!!

Here my the story:

1. 17th of may 2017 i have created an account
2. Created a new order Transaction Ref: 275665) exchange okpay usd to local bank transfer in NGN
3. paid this order
4. waited for 10 days
today is 30th which is 13 days after i paid

Ok, nevermind, i decided to contact them maybe there is some sort of issues and what i heard shocked me.

NO account - they removed my account from their website so i can not have access and prove anything
also they are telling that there no money they received from me which is total lie

I will keep updating this until they return my money

There address is located at ikeja, you can view that at their website, print out your transaction details bro, go to their office with proof or otherwise, go there with a sound lawyer accompany with stain looking mopol. Am sure ur money will be paid in full. All this your screenshot should be in paper, they should explain what made them delete your account, if care is not taken, you can sue them real big. Thats fraud or attempted fraud.

newdawn09:
*MMM IS BACK AND BETTER, HERE'S WHY*

*Prov 29:18 says "Where there is no vision, the people perish" and so any organisation without a vision cannot hope to last. However MMM has its Ideology which acts as a community vision, a vision of seeing a level playing field for all financially, where everyone has access to help when it is needed. When you understand the Ideology of MMM, you will be willing to do your part in making it a reality. It is this vision that makes MMM overcome despite the initial setback from last year. MMM is not all about making lots of money but rather to address the inequalities that exist in society. Why do you think there were a lot of attacks on MMM? They want to keep us under. This is our opportunity to say NO to financial slavery*!

*Facts remain facts, that is why I want you to read the following article that attempts to explain what is really going on in the financial sector and how MMM helps to give you an advantage*.

*"Robbing Peter to pay Paul" is what a lot of people against MMM are saying, including You! If not so, where is the 30% coming from? they ask.*
*I have news for you, if MMM’s 30% is “robbing Peter to pay Paul” then you need to stop putting your money in the bank because the 1% to 2% interest from banks is from other peoples’ deposits which according to you is “robbing Peter to pay Paul”. Do you think the bank can pay the tiniest interest if other people’s money is not involved?*
*What most people do not understand is that when you deposit your money in the bank, they immediately use your money in one or more of the following ways:*
*1. Allow another depositor to withdraw when they request to do* so.*
2. Give out loans to those seeking loans from the bank
3. Pay workers’ salary including bank managers, clerks, marketers, cashiers, tellers, cleaners, security guards etc.
*4. Buy equipments needed for smooth operations like generator, computer systems, communication gadgets etc.*
*5. Sponsor the expensive lifestyles of bank executives including the next trip to America or Dubai.*
6. Other running costs of the bank
*Just imagine! Did you know this? See what our deposits are used to accomplish! Now, for the privilege of using our deposits in the above ways, the bank rewards us with 1% or 2% interest (up to 6% if fixed deposit) provided the money stays with them for over a month. Imagine! Just 2% after all that!*
*Consider this; you deposit 100k with your bank and after 2 weeks you return to withdraw the entire 100k. Question is do you think it is your actual 100k they gave you? NO! Your actual* *deposit has already been used in one or more of the ways mentioned above and the 100k they give you is because of fresh deposits the bank recently received. If you look closely, you will realize that banks can pay more interest than they give, but that means sacrificing the expensive lifestyle of the bank executives. Why will they cancel that next trip to Dubai because of you*? Think.
*However, in MMM the ONLY thing your money is used for is paying another participant due for payment directly, no middleman. There are no salaries to pay, no running costs, nobody collecting loans, no bank executive’s expensive lifestyle to support. So you can see that MMM can conveniently offer 30% rewards for your willing and generous donations to fellow participants. Therefore, whether 2% or 30% interest it all comes from the same source: other people’s money (OPM)*.
*Now let’s talk about insurance companies. I believe they are the epitome of the so called “robbing Peter to pay Paul” allegation. How does insurance work? Suppose you insure your property against fire for 2 million naira and they charge you a monthly premium of 20k. You faithfully pay your monthly premiums without fail, and then on the 6th month the unexpected happens, fire guts your property! After the usual investigation, the insurance company is satisfied you have a genuine claim, they pay you 2 million naira. The question is where did the 2million naira come from? Your personal payment is only 120k, so how come 2million naira? Well, the 2 Onye Chamberlain:
million is from other premium payments to the insurance company by other participants. Imagine what will happen if everyone on insurance with a particular company all have genuine claims at the same time? They cannot cope! In any case, the payment is from other people’s premium payment, which according to some (maybe you) is “robbing Peter to pay Paul*”.
*If your eyes have been opened to the fact that whether 2% or 30%, they come from the same source and you realize that 30% is way better than 2%.*
*If however you are still convinced the whole thing is “robbing Peter to pay Paul” I will suggest you withdraw all your money from the bank, cancel all your insurance (including your National Health Insurance Scheme) and keep your money under your bed, in your pillow/pillowcase or dig a hole in your backyard to keep your money. That is the only way you won’t participate in this “robbing Peter to pay Paul” business. But your money cannot grow that way whether 2% or 30%*.
*If you realize that 2% is too small and will like to enjoy 30% growth instead, register for free today and let your money grow at the rate of 30% per month without greed or selfishness, but willingly helping one another to escape into financial freedom. You will be added to our Whatsapp group and given appropriate guidance to maximize this opportunity*.
*Together we can change the world*

Oga sorry o, you dey craze for head. My advise to u is for you to sell all your fathers properties, i mean great grand fathers properties and invest them in mmm. If you think nairalander will ever be fool again to get brainwashed by this your useless mmm article, you are mistaken. Infact, you will parish alone with mmm. Gbam

Scout60:
When you so trusted someone and the person takes you for fool.....

I met a nairalander by name David Ovye to help me advertise my fiverr gig on facebook because I don't have payoneer card. I trusted this guy because I have bought several reviews from him. This happened on 8th December, 2016. I sent him 10k from my school fees to enable me boost my fiverr earning and create secondary earning for me at school. David told me that facebook rejected his payoneer card hence we concluded on refund. Since then till march, he claimed there was curfew at lafia and that there was no money in his bank account to do a mobile transfer to my account because all his money he had was in his hand and promised me to pay into my account when the curfew is over.

On April 2017, he told me that the curfew was over and i should expect my refund soon. Later he told me of how broke he was after the curfew and how he was hustling to make money to pay me back. From then till May 2017 is one story and another. On May 4th 2017, he sent me message of how broke he was and how he lost everything to curfew. He told me of his uncle who was a navy officer and that his uncle dropped 150k with his old mother hence needed 5k to go to bauchi to collect the money from the old woman. I asked him to tell the old woman to ask anyone to help her deposit the money into his account but he claimed that the old woman can not trust anyone with the money. He sworn that if i should help him with any amount i had that tomorrow he will refund all he owed me. I thought that he meant what he saying and sent 2k to him. Till then till now, from one story to another. After much disturbance on whatsapp, he finally blocked me. What really pained me was that this man claimed that he is a married man and who knows how many people he would have duped.

How can someone be very miserably wicked like this. He thought that he had scammed me but he only ended up breaching trust one can have for another in nigeria. I still have my chats with him till dates

Now my school portal will be closing on thursday and i am yet to pay my school fees. My only hope was on that money and where on earth do this guy want to get another money to pay my school fees. My 12k just gone like that. I am just frustrated and hopeless now because of one guy and i am not be able to concentrate on my exams that will be coming soon.

The guy nairaland username are as follow:
kingmind, Dav8id, damanjohn.

His numbers are as follows:
07037781319, 09075391906

He currently claims to be agric dealer based in north precisely lafia. Just be careful with him.

This is bloody. Damanjohn why! From agri to betting and now to this! I knew you are up to something. I ll advise you cleared yourself from this. Your action say more about you and your various facebook scam fixed game activities.

jjjjj2017:
Due to the fact that we have Islam section, it is a must that we have Christianity, Idolatory & Atheism section for equity. Non muslims cant comment on Islam related thread but every Tom, Dick & Harry muslim comment anyhow on others faith without any resistriction of which its absolutely abnormality. It is a must that we have Christianity Section where only Christians will have access to, Idolatory Section where only idols worshipper will have access to, & Atheism Section where only atheist will have access to.

cc Seun, maclatunji, dominique

Nairaland award winning troublesome Nigga, i hail o

nNEOo:
there will definitely be war,the whole world wants it if not for anything but the reduction in world's population ,
ppl that are worried about the war are old ppl, ( eg charly boy)
reason being the experienced it first hand and wouldn't want a repeat, but what happens WHEN THE ALL DIE OUT?

Nigeria may have an edge but, it would definitely go the biafrans way.
Why? because the have reason why they fight ,
the Nigerians will definitely give up after being killed in millions n for WHAT?
why when you can just let them go!

continued prolongation will only bring it through violence

truth is biafra will definitely come.

Mark my word, that war u seek for, u will be the first to be killed in that war. Mind you, Nigeria is everly united as u ever tots. You blood vampire sucker looking for innocent blood to devour. Idiot.

MrBigWilsonn:
Today's fixed game is available, call now to subscribe and be part of the great win today.

Facebook scammers now on rampant on nairaland. Beware everyone

millhouse:
I have always known d guy was up to something.

you can go through this guy nairaland post, u will see where he kept fustrating the good work of another person like claiming not to know what betting or staking is, have being monitoring his scam soccer facebook page for long time, all this scammers give you one free game and use that to scam you big money in form of vip. He is very smart so nairalander should be very weary of this guy. Remember all, he started from moringa seed now to his real scam activities. Facebook no longer pays, nairalander is his next target.

henryozia1122:
Bro I dey ur back ooh abeg add me with dis number 08167126385

At the end of the day, u all will get scammed by this guy. He claim to be in moringa seed business, moringa no longer sell hmmm as nairalander are wise not to give him their money to be scam. Now na betting, interesting, i read in some of this scammer post on nairaland where he post on a good daily race update if staking is betting! To be honest, little by little, you will be disgrace out of here. Your facebook betting page have just be thoroughly checked now. All soccers predictors on facebook are all 100% deadly scammers. Most of you guys operating on facebook have now all move to nairaland to claim born again at the beginning, at the end, you start scamming and deactivate your moniker. I can assure you that you will fail in this arena.

uzoclinton:
Consult A real estate manager before buying any property, not a lawyer.

Most real estate managers are fraudsters.

teebaxy:
Arsenal is a useless club, ordinary Tottenham they can't draw

Tottenham is far better than Arsenal this season.

Audinowing:
Good morning fellow Nairalanders. My Toyota camry was crashed yesterday evening by a truck. According to eye witnesses ( I was not at the scene when it happened ), the driver of the truck broke traffic rule but refused to stop. So the police officer ran after the truck, climbed from the driver's side and was dragging the steering of the vehicle with the driver. The vehicle lost control and fell on my car that was packed in front of my office. Kindly help with your advice as I am currently in a confused state. What legal step should I take please? The police has asked me to come write my statement by 11am today but I am worried since the case is iinvolving one of them.

Dear Lalasticlala, please I need as many advice as possible. please help push to FP

Below are the pictures of my wrecked car and that of the truck on my car.

Dont go to the station without a lawyer. The police are very cunny people. They can cook up a story in their own favor. Please note this! Thank you

winnersure2:
A great win yesterday and thanks to almighty for making it possible even when the outcome is know, todays fixed out view photo for your gratification.

Try to respect the dead scammer

Life is a market place for everyone!

damanjohn:
Don't abuse this information if you get it but use it wisely pls

Mr man, stop acting like u are dealing with kids, how much have you make with this ur information, cos u sound like a hungry nigga looking for who to scam. Fine, why cant you go ahead to buy this your much acclaim moringa seed and become so rich, abi dont you want to be rich! Nigerian, enough is enough, we wont allow your kind of low life individual to play on the intelligent of the masses again in ur view to unleash ur dirty scam. Rubbish

greenmonk:
How many of this thread did you open?

Dont mind him, very jobless looking for who to scam.