good day James.

Is this still available?

Kindly confirm.

HI Onyeara,

I am interested in this DELL laptop. Seriously. What is the condition of these items and can I get a rebate?

Kindly respond.

Thanks.

Tunsbobo:

Mr successman, u don't understand my point. I'm not saying errors like that don't occassionaly occur in banking, infact i'm not so concerned about the error. All i'm saying is that, how would a single account be supposedly credited with N9.3bn, how did the money appear in the first place, and which account was supposed to be credited in the first place! I'm sure the account is owned by a politician, and the worst thing is that first bank gave no reasonable explanation about this incident or who actually owns the money, instead they are calling the honest poly student who exposed their shady dealings a thief! That is totally uncalled for!

Some bank account numbers have up to 13 digits.  If such is erroneously posted as amount, that is in billions.  And as an insider, genuine transaction postings in billions,  are not  uncommon, though may not be  frequently  on daily basis.  The transaction needs not involve 'politicians' rocking shady deals.  And as for  the Poly guy, I can say he's honest only if he did not touch the wrong balance in his account in the first place.   Those celebrating him as a saint  and 'rewarding' him  appear not to understand that he could do VERY little on that money due to transaction restrictions.  He could have just reported the error without the spoiler N20,000,00  'test' withdrawal.  I would then probably have joined those praising him for reporting (and not returning--as people are making it to look) the bank's error.  As I said previously, this is not really new in banking transactions.  It happens from time to time.   

A few years ago, a policeman actually returned boxes of naira notes (running into several millions) that were recovered from a scene of gun-fire exchange between armed robbers and some security men attached to bullion van belonging to a bank.  That was widely reported and deservingly, the officer was handsomely rewarded  by the bank and also got double promotion.  That is totally different from this Durojaiye's case.

Let's rather encourage him to face his study and try hard to come out in flying colours.  All the thought of raking N250m from the bank is just a sheer waste of time and at the end he and his lawyers-cohorts will look like fools.  You cannot reap where you did not sow.

This guy Tudor definitely needs help. And it is only Jesus that can offer such help. It is either he (Tudor) is an agent of the devil (to have blasphemed God so utterly) or he is the devil's incarnate. For as long as you are in this flesh, and the breathe of God is still blowing through your nostrils, the earlier you get converted and bow to the supremacy of the Almighty God of the Bible. I can't see a man whose faith is in the God of the Bible, castigate men of God of repute in such manner as yours.

Remember that your soul is eternal, it will either go down the abyss of hell fire or finds its eternal destination in Heaven with the same God you currently so despise. That's when the temporal thing called life in man vanishes, or the Lord Jesus returns back.

Please repent of all these blasphemies and give your life to the Lord Jesus. You need Him more than you think.

Those outside banking may find it hard to believe that genuine mistakes could happen in transactions like this. In fact, it is not really a 'strange' thing as it happens in so many banks where account numbers (mostly up to 13 digits) are wrongly posted as amount by Tellers. This can be human, you know. And of course, such mistakes MUST be detected same day as the Teller's accounts must balance on daily basis. Simple accounting rule states that a credit into an account must have corresponding debit into another.

Moreover, it is certainly NOT possible for the Poly guy to have withdrawn the said sum through any channel. This is because each channel (like ATM, POS, Internet Banking, etc) has transaction limits. We are talking of N9.3bn and not N1m of N100k here!! That sum cannot just disappear from a bank in such conventional manner.

In a nutshell, a guy who had N3k in his account and suddenly saw N9.3bn as his balance, if truly honest and God-fearing, SHOULDN'T have made any 'test' withdrawal. He should have simply gone back to the bank the following to report the abnormal balance. To my mind, I thought the guy went there the following morning for more withdrawals NOT for the purpose of reporting. Otherwise, he wouldn't have called for his account statement (as reported). This is reaping where you did not sow and we are not talking of 'national cake' here.

I really saw nothing to celebrate here in the student's actions as he could have done VERY little with that amount of money, even if the error was not detected on that day. People who cannot think deep have been passing comments that he should have run away with the money. How?

It is then very funny that he's instituting a legal action against the Bank, which incidentally happen to be my former employers. That will tantamount to a wild goose chase and I am very sure he and his 'legal' team will regret ever embarking on such impossible mission. Whoever knows him should warn him to better face his study and pray for a good job after graduation. A word is enough for the wise.

N9.3bn lodgement: FirstBank is trying to cover its inefficiency — Poly student •Threatens to sue bank for N250m----Nigerian Tribune, Friday 29/10/2010
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Those outside banking may find it hard to believe that genuine mistakes could happen in transactions like this.  In fact, it is not really a 'strange' thing as it happens in so many banks where account numbers are posted as amount by Tellers. This can be human, you know. And of course, such mistakes MUSTt be detected same day as the Teller's accounts must balance on daily basis.  Simple accounting rule states that a credit into an account must have  corresponding debit into another account.

Moreover, it is certainly NOT possible for the Poly guy to have withdrawn the said sum through any channel.  This is because each channel (like ATM, POS, Internet Banking, etc) has transaction limits.  We are talking of N9.3bn and not N1m of N100k  here!!  That sum cannot just disappear from a bank in such conventional manner.

In a nutshell, a guy who had N3k  in his account and suddenly saw N9.3bn as his balance, if truly honest and God-fearing, SHOULDN'T have made any attempt to withdraw as 'test'.  He should have simply gone back to the bank the following to report the abnormal balance.  To my  mind, I thought the guy went there the following morning  for more withdrawals NOT for the purpose of reporting.  Otherwise, he wouldn't have called for his account statement (as reported).   Reaping where you did not sow  when we are not talking of 'national cake' here.

I really saw nothing to celebrate  here in the student's actions as he could have done VERY little with that amount of money, even if the error was not detected on that day.

It is then very funny that he's instituting a legal action against the Bank, which incidentally happen to be my former employers.  That will tantamount to a  wild goose chase and I am very sure he and his 'legal' team will regret ever embarking on such impossible  mission.  Whoever knows him should warn him to better face his study and pray for a good job after graduation.  A word is enough for the wise.