₦airaland Forum

if any one ask you for your phone number before trading just cancel the trade also any accounts or any bank that uses your phone number as the account number is risky they will use that number to send you phishing links. should have just cance the trade where he said phone number is compulsory.

shotkata1:
Good Day Nigerians,

I decided to narrate my Ordeal in the hands of a Scammer I recently encountered on ByBit so that others will learn about the new scam tactics and avoid being defrauded. All Screenshots involved in the Deal will be provided on this thread.

On the 16th of December, 2025, I was paid $690 for a Gig in USDT which was sent to my ByBit Account, and I decided to exchange it for Naira on Bybit P2P Platform, only to be linked to an aged Account which has been trading for Years with: Nickname OBA1 and Full names: BLESSING TEMITOPE ADEJIN. who informed me immediately that due to limits on his personal account, that he would be paying from either of the company Accounts he personally owns, operates and opened with his personal details which match his real name on Bybit which he listed to be: 1: OLADEK FARMS, Account 2: AYN MOBILE TECH , Account 3: TRADEPILOT TECHNOLOGIES. He then went ahead to pay me with his TRADEPILOT TECHNOLOGIES Account domiciled with SAFEHAVEN MICROFINANCE BANK. after which I went ahead to release the USDT To him and the trade was completed. The next day being 17th of December, 2025, I received a message from Access Bank that my Account has been restricted and a Post-No-Debit was placed on my Account, I was unable to access my account and Funds for days, I spent my next days in the Access Bank Branch where my account is domiciled, they were just pointing out that transaction to my account telling me it's under investigation. It was only after days of stress and disturbance did Access Bank inform me that The Reason for the Restriction on my account was that the Person who sent that money to my account Reported it as FRAUD and Requested for a REFUND of his money that he doesn't know about that transaction. I informed them that it was a business Transaction and they asked me to provide proof of business so they can review and remove the restrictions in my account, which I immediately sent all screenshots and evidence that I got paid USDT for a Job and I sold it to the person. After a Few Days, the restriction on my Account was Lifted and I regained access to my account.

I checked the user and he is still actively posting Trades even until today, and I strongly believe he is doing that to many other unsuspecting victims and that is why I decided to inform the General Public to save Others from being scammed.

Lessons to be Learnt:
Please, Nigerians, avoid Trading on Bybit with this User: OBA1 and Full names: BLESSING TEMITOPE ADEJIN. who operates the following accounts 1: OLADEK FARMS , Account 2: AYN MOBILE TECH , Account 3: TRADEPILOT TECHNOLOGIES. What he does is that he Buys your Coin, pays you with any of his accounts and reports it as FRAUD to his Bank, leaving your account frozen and then your bank will ask that you should refund the money to him so that your account can be unfrozen.

Cryptocurrency Trading is Legal in Nigeria and is categorized as a Digital/Virual Asset Under the Investments and Securities Act 2025 and is also listed as part of Taxable items in the New Tax Law; Section 4 (1) (j) of the Nigerian Tax Act, 2025. Whenever This is done to you, please, provide all proofs and evidence to your bank to backup the transaction and you won't lose your Funds to Scammers.

There was a time landlords used to put *TO LET* signs in front of their houses and you could walk around neighborhoods and find vacancies yourself.

About two years ago when I had issues in my apartment, I tried doing exactly that in my area to avoid agent costs. I walked around for hours across several days looking for vacant houses or “To Let” signs.

Nothing.

Eventually I gave up and had to go through agents.

Now it seems almost impossible to rent without passing through layers of charges:

1. Agent fee
2. Agreement fee
3. Legal fee
4. Sometimes even inspection fee

And people have started treating this as normal.

I understand agency has created jobs, and I’m not saying agents should disappear. But should this be a system people depend on so heavily that renters carry the burden through excessive charges?

Personally I think agency should feel more like a gig or support service, not something structured in a way that puts constant pressure on tenants.

How do we return to easier direct renting options while still keeping honest agents relevant?

Were the old “To Let” days actually better, or am I romanticizing the past?

Share your experience.

Many people in the diaspora keep sending money home to build, but end up with half-done projects, delays, or funds not being used as planned.

If you’ve experienced this, you’re not alone.

One simple alternative is to buy something already completed.

There’s a newly completed 3-bedroom house available in Agbowa (Ikorodu, Lagos), sitting on a spacious plot, ready for immediate move-in.

No need to worry about supervising construction from abroad, chasing workers, or monitoring how funds are being spent.

Just inspect, verify documents, and take ownership.

For a quick video of the property, you can view here:
👉 https://www.instagram.com/reel/DTch1jajTna/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA==

If interested, feel free to send a message.

Many people in the diaspora keep sending money home to build, but end up with half-done projects, delays, or funds not being used as planned.

If you’ve experienced this, you’re not alone.

One simple alternative is to buy something already completed.

There’s a newly completed 3-bedroom house available in Agbowa (Ikorodu, Lagos), sitting on a spacious plot, ready for immediate move-in.

No need to worry about supervising construction from abroad, chasing workers, or monitoring how funds are being spent.

Just inspect, verify documents, and take ownership.

For a quick video of the property, you can view here:
👉 https://www.instagram.com/reel/DTch1jajTna/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA==

If interested, feel free to send a message.

Josnac:
Good day Nairalanders.

To start, something happened some days ago, but before I go into it, let me say something most of us might have heard, like me.

Well, growing up in a typical Nigerian city (Aba) back in the days..I was privileged to listen to discussions or conversations about how someone based abroad (Ala-bekee) used to send in money for a building project in the village/city as the case may be; then after some years or over the duration of some months, would return to meet a practically empty plot of land. in some cases, the so-called land would even be nonexistent.

The type of wahala issues like this cause eh, to those who can bear it, they can simply let go since the culprits in most cases are always blood relatives/siblings/uncle's/in-laws etc.

In my line of work I've equally bumped into a couple of such projects..the most recent one being the reason for this thread.

So, some days ago, I was contacted to evaluate a building project; a supposed one storey building comprising of 4x3-bedroom flats. However, only the front flat had been done up to "their" supposed deck beam level.
The owner of this project is based in Philadelphia, U.S.A and is a woman well over the late 60's.
The project supervisor/executioner is an in-law (I think he married one of the woman's daughters based on the information I received)..

Now, the instruction was simple: "Build this house while I send in the funds, at completion you and your family would take one flat and stay as caretakers of the property".

In all honesty, what I saw at the site left me bewildered and I was just wondering the "version" of wickedness at work in the so-called in-law.. seriously!!

By the building regulation standards, a standard building height ought to be at least 3metres. To achieve this during construction (block work stage), we do what I called "4-5-1-3" for bungalow buildings and "4-5-1-2" for lower levels of multi-storey buildings above the D.P.C.
Breakdown:
Above the DPC.
4: the first 4-courses of block work leading up to the window sill.
5: the next 5courses of block works above the window sill leading up to the lintel.
1: the lintel, always having a depth of 225mm (9inches) which is the depth of all block sizes.
3: the final 3-course of block work above the lintel use to level up in readiness for roof work. In multi-storey buildings, this last 3-courses is replaced by 2-courses with the final block removed and a deck beam introduced in its stead.

For the structure under review, what I met was more like a "3-4-1-3" (as shown in the picture) kind of formation following the same format as explained above. Now me sef wey dey think say I short, I still dey bend to enter one of the rooms because the door opening will always hit my forehead, yes, that's how bad it was!
And this is supposed to be a storey building!!

Next, I equally noticed that the plinth beams (mostly referred to as "chaining" at the DPC level), were without stirrups; yes, more like the 3-12mm used were just laid round the areas they thought necessary with over-site concrete (German floor) laid directly on them. Wow! we too Sabi for this country!!!

Well, luckily for this woman in question, she happened to have returned during one of the ceremonies the Igbere people of Abia State is known for, The Igbotonma ceremony, as she was a participant in the 2017 edition, thereafter she was taken to see her project; rooms were too small, kitchen was too small, etc..the house just looked so unplanned. She was heartbroken thus ordered the job to be stopped.

Please our brothers/sisters in the obodo oyibo (abroad) try as much as possible to engage professionals to do these things for you and while at it, endeavour to come in at least once to see the project by yourself and note any peculiar landmarks or something you can use to identify your site from a photograph, before them go begin send photos of Mr Okonkwo's site go give Mr Clinton. Insist on photo updates every 2-days, if not daily or at worst every 3-days..these stories are painful and they don't just touch the heart, the touch the spinal cord too.

Well, for this particular project, discussions are ongoing and a redesign is on the way..by God's grace a follow up thread will be available to show the updates and progress made when the job starts.

Have you experienced anything like this before??
Talk to us so that others can learn.

Best wishes,
Josnac.

cc: Lawyer

That first point is too real ….paying agent fee when you didn’t even deal with any agent 😅
And the legal fee one too… a lot of people don’t even understand what they’re paying for.
These kinds of experiences are actually more common than people think, that’s why real reviews are being gathered so others can know what to expect before committing.
You can share your own experience here (takes less than 1 minute):
https://docs.google.com/forms/d/e/1FAIpQLScI1y-J5pmKx1snTRE2krYASrG6qQj4X9cP-ZE_tJdO3Fm5TQ/viewform?usp=dialog
It helps people avoid these same issues.

immortalcrown:
1.
You must pay agent fee even if you don't know any agent in connection with the apartment.

2.
You must pay legal fee without any lawyer being involved in the agreement. And if you later have a case with the landlord, you have to get yourself a lawyer.

3.
Certain items are specified for you to provide to entertain neighbours.

But, what is the connection between the post and the type of picture attached to the post?

This is so accurate… especially number 7 and 10 😅
The whole renting experience in Lagos has too many hidden rules and surprises… sometimes from landlords, sometimes from agents.
That’s actually why real experiences are being gathered (both good and bad), so people can know what to expect before committing to anything.
You can share your own experience here (takes less than 1 minute):
https://docs.google.com/forms/d/e/1FAIpQLScI1y-J5pmKx1snTRE2krYASrG6qQj4X9cP-ZE_tJdO3Fm5TQ/viewform?usp=dialog
Threads like this show how common these issues really are.

Meektunz:
In the past when Landlords are renting out their houses, they don't care about your privacy as far as you will pay their money at when due but these days Landlords are so annoying and they start asking what you do for a living etc... Well, I can excuse that due to the fact that they don't want to give out their house to a criminal. But they go as far as give agents the following conditions to rent out their house;

1. I only need a male tenant, single and working class

2. I only need a female tenant, single & working class

3. I only need a newly married couple without kids

4. I only need a single male or female but the type that go out in the morning and come back in the evening.

5. I only need a married couple with children

6. I only need a corper. Haba, for goodness sake.

7. Some Landlords will tell you they don't care who wants to rent the house but he would lock his gate latest by 9. I've encountered that before and it wasn't funny throughout my stay in the house for 2 years.

8. Some Landlords will tell you they don't like you bringing in friends anyhow whether male or female.

9. Other landlords will say they don't want womanizers that would bring black girl in the morning, fair girl in the afternoon, fat girl in the evening. Etc.

10. Lastly, some Landlord would say they need 2years rent at once. They don't collect one year rent.

11. There was a house I stayed, the landlady told me that she collects one year light bill together with your yearly rent because she doesn't want to knock your door every month asking for your light bill. It was estimated billing then and she pays same amount every month because she has no dept of even one naira on her bill. Though it helped me somehow Sha.

Please guys share your experiences.

This is really deep… and honestly this kind of thing is why trust in anything property-related in Nigeria is very low.
Whether it’s construction, land, or even renting…. a lot of people have stories of things going wrong because of who they trusted.
For house rentals in Lagos especially, people deal with fake listings, multiple agents, and wasted fees all the time.
That’s why real experiences are being gathered (both good and bad) so people can avoid these issues and know who to trust:
https://docs.google.com/forms/d/e/1FAIpQLScI1y-J5pmKx1snTRE2krYASrG6qQj4X9cP-ZE_tJdO3Fm5TQ/viewform?usp=dialog
These conversations are important people need more awareness before making decisions.

Josnac:
Good day Nairalanders.

To start, something happened some days ago, but before I go into it, let me say something most of us might have heard, like me.

Well, growing up in a typical Nigerian city (Aba) back in the days..I was privileged to listen to discussions or conversations about how someone based abroad (Ala-bekee) used to send in money for a building project in the village/city as the case may be; then after some years or over the duration of some months, would return to meet a practically empty plot of land. in some cases, the so-called land would even be nonexistent.

The type of wahala issues like this cause eh, to those who can bear it, they can simply let go since the culprits in most cases are always blood relatives/siblings/uncle's/in-laws etc.

In my line of work I've equally bumped into a couple of such projects..the most recent one being the reason for this thread.

So, some days ago, I was contacted to evaluate a building project; a supposed one storey building comprising of 4x3-bedroom flats. However, only the front flat had been done up to "their" supposed deck beam level.
The owner of this project is based in Philadelphia, U.S.A and is a woman well over the late 60's.
The project supervisor/executioner is an in-law (I think he married one of the woman's daughters based on the information I received)..

Now, the instruction was simple: "Build this house while I send in the funds, at completion you and your family would take one flat and stay as caretakers of the property".

In all honesty, what I saw at the site left me bewildered and I was just wondering the "version" of wickedness at work in the so-called in-law.. seriously!!

By the building regulation standards, a standard building height ought to be at least 3metres. To achieve this during construction (block work stage), we do what I called "4-5-1-3" for bungalow buildings and "4-5-1-2" for lower levels of multi-storey buildings above the D.P.C.
Breakdown:
Above the DPC.
4: the first 4-courses of block work leading up to the window sill.
5: the next 5courses of block works above the window sill leading up to the lintel.
1: the lintel, always having a depth of 225mm (9inches) which is the depth of all block sizes.
3: the final 3-course of block work above the lintel use to level up in readiness for roof work. In multi-storey buildings, this last 3-courses is replaced by 2-courses with the final block removed and a deck beam introduced in its stead.

For the structure under review, what I met was more like a "3-4-1-3" (as shown in the picture) kind of formation following the same format as explained above. Now me sef wey dey think say I short, I still dey bend to enter one of the rooms because the door opening will always hit my forehead, yes, that's how bad it was!
And this is supposed to be a storey building!!

Next, I equally noticed that the plinth beams (mostly referred to as "chaining" at the DPC level), were without stirrups; yes, more like the 3-12mm used were just laid round the areas they thought necessary with over-site concrete (German floor) laid directly on them. Wow! we too Sabi for this country!!!

Well, luckily for this woman in question, she happened to have returned during one of the ceremonies the Igbere people of Abia State is known for, The Igbotonma ceremony, as she was a participant in the 2017 edition, thereafter she was taken to see her project; rooms were too small, kitchen was too small, etc..the house just looked so unplanned. She was heartbroken thus ordered the job to be stopped.

Please our brothers/sisters in the obodo oyibo (abroad) try as much as possible to engage professionals to do these things for you and while at it, endeavour to come in at least once to see the project by yourself and note any peculiar landmarks or something you can use to identify your site from a photograph, before them go begin send photos of Mr Okonkwo's site go give Mr Clinton. Insist on photo updates every 2-days, if not daily or at worst every 3-days..these stories are painful and they don't just touch the heart, the touch the spinal cord too.

Well, for this particular project, discussions are ongoing and a redesign is on the way..by God's grace a follow up thread will be available to show the updates and progress made when the job starts.

Have you experienced anything like this before??
Talk to us so that others can learn.

Best wishes,
Josnac.

cc: Lawyer

This is exactly how it is different offers everywhere and it’s hard to know what’s legit or not.

That’s why people’s real experiences with agents are being collected, so others don’t fall into wrong hands.

If you’ve had any experience (good or bad), you can share it here:

https://docs.google.com/forms/d/e/1FAIpQLScI1y-J5pmKx1snTRE2krYASrG6qQj4X9cP-ZE_tJdO3Fm5TQ/viewform?usp=dialog

carlo90:
There are houses for rent in Ogun state area .
20 minutes bike or Keke drive from Ogun state takes you to Lagos .
We have this at Ipaja zone of Lagos .
Whatsapp
08107678700

True, a lot of people are moving towards Ogun side because of the stress in Lagos housing.

But even in those areas, agent issues still come up fake listings, multiple agents, etc.

That’s why real experiences are being gathered here so people can know what to expect and who to trust:

https://docs.google.com/forms/d/e/1FAIpQLScI1y-J5pmKx1snTRE2krYASrG6qQj4X9cP-ZE_tJdO3Fm5TQ/viewform?usp=dialog

IamAtAnger:
Very soon Lagos might become less populated ... people are migrating to ogun-lagos border corridor

Renting a house in Lagos has become really stressful.
From fake listings to multiple agents on one property, to paying inspection fees for nothing… a lot of people have bad experiences.
Some agents are actually good, but it’s hard to know who to trust.
A quick anonymous survey is being done to gather real experiences (both good and bad) so people can avoid scams and identify trusted agents.
You can share your experience here (takes less than 1 minute):

https://docs.google.com/forms/d/e/1FAIpQLScI1y-J5pmKx1snTRE2krYASrG6qQj4X9cP-ZE_tJdO3Fm5TQ/viewform?usp=dialog

Let’s help each other avoid these issues.