₦airaland Forum

OPPORTUNITY: Altara Credit, an Ibadan based appliance and electronics retailer is recruiting for the following entry-level roles.

REMUNERATION: Successful candidates will be entitled to a basic salary of N30,000 monthly plus good Commission.

LOCATION: Ibadan

SUMMARY OF RESPONSIBILITIES

1. DOCUMENTATION ASSESSMENT AGENT
• Collect and crosscheck customer’s documents to ensure they are complete and valid
• Assess and analyze financial information and make good decisions
• Prepare internal reports
• Manage and maintain files for assigned portfolio of account

2. RECOVERY AGENT
• Collect outstanding amounts from clients and achieve collections targets
• Check inflows and follow up with customers
• Maintain account’s book to ensure that the customers’ status is accurate and up to date
• Develop reports on accounts
• Visit customers for payment

3. CUSTOMER OUTREACH AGENT
• Develop sales opportunities by researching and identifying potential prospects, building rapport, providing technical information and
product presentation
• Report to the customer outreach lead on sales, also providing feedback about outreach activities on a daily basis
• Analyse the territory/market potential and determining the value of existing and prospective customer value to the organization
• Expedite the resolution of customers problem and complaints

QUALIFICATIONS: Ordinary National Diploma in any related discipline

LOCATION: This role will be based in Ibadan and is strictly for Ibadan residents

HOW TO APPLY: Please send an email recruitment@altaracredit.com with a copy of your CV. Subject of the email should be the role you are applying for.

APPLICATION CLOSING DATE: 30th November 2017

Thank you so so much. I will explore that option asap.

AlphaNumero:
Here's what I suggest you do. If your husband is in Nigeria, he should go ahead and send his passport as requested. Then he should request a change in local VO for you. Also in sending his passport, he should notify CIC that you have a baby on the way.

Anyway, so CIC will send a new PPR for you to send your passport to Ottawa. Make sure YOU wait till you get that change of VO email. Once it comes, send your own passport to Ottawa... as that is the place where the PR visa is issued for people in the US.

I hope this helps.

Apologies, this is a mistake. Was supposed to post on another thread. I'm trying to delete. Its not working.

tktgal:
Hello All,
please Im new to this forum and I need suggestions on a particular situation bothering me.
My husband and I just got PPR request for passport for visa issuance from the Canadian Embassy, after a very long wait . We had taken our minds off it n assumed it was refused without communication .
At the moment, I am in the US for childbirth . Due to return to Nigeria mid June. We have been given 30days to respond with our police certificate from the UK and also to send our passports for the visas.
My own take on it is for my husband to go ahead to process his since he is the primary applicant and inform the embassy that I am not in the country and will send mine when I get back. Another suggestion we got was to notarise a photocopy of my passport and keep for my use here in the US while I send my original to the Canadian Embassy In Accra or to my husband. I am not comfortable with these options because I dont want to get stranded here waiting for my passport when its time to return to Nigeria. Also I need to process the baby documents and its not certain that I will be allowed to notarise as a non-resident of the US.

Considering the timeline we have been given, How can we ensure this application is not cancelled.

Please anyone who has a suggestion on how best to handle this.

Hello All,

Please Im new to this forum and I need suggestions on a particular situation bothering me. My husband and I just got PPR request for passport for visa issuance from the Canadian Embassy, after a very long wait . We had taken our minds off it n assumed it was refused without communication . At the moment, I am in the US for childbirth . Due to return to Nigeria mid June. We have been given 30days to respond with our police certificate from the UK and also to send our passports for the visas. My own take on it is for my husband to go ahead to process his since he is the primary applicant and inform the embassy that I am not in the country and will send mine when I get back. Another suggestion we got was to notarise a photocopy of my passport and keep for my use here in the US while I send my original to the Canadian Embassy In Accra or to my husband. I am not comfortable with these options because I dont want to get stranded here waiting for my passport when its time to return to Nigeria. Also I need to process the baby documents and its not certain that I will be allowed to notarise as a non-resident of the US.

Considering the timeline we have been given, How can we ensure this application is not cancelled. Please anyone who has a suggestion on how best to handle this.

Hello All,
please Im new to this forum and I need suggestions on a particular situation bothering me.
My husband and I just got PPR request for passport for visa issuance from the Canadian Embassy, after a very long wait . We had taken our minds off it n assumed it was refused without communication .
At the moment, I am in the US for childbirth . Due to return to Nigeria mid June. We have been given 30days to respond with our police certificate from the UK and also to send our passports for the visas.
My own take on it is for my husband to go ahead to process his since he is the primary applicant and inform the embassy that I am not in the country and will send mine when I get back. Another suggestion we got was to notarise a photocopy of my passport and keep for my use here in the US while I send my original to the Canadian Embassy In Accra or to my husband. I am not comfortable with these options because I dont want to get stranded here waiting for my passport when its time to return to Nigeria. Also I need to process the baby documents and its not certain that I will be allowed to notarise as a non-resident of the US.

Considering the timeline we have been given, How can we ensure this application is not cancelled.

Please anyone who has a suggestion on how best to handle this.

LadyGuinivere:
Congrats tkgirl.
The points that made me laff. 'malaria and headache'? Chai no kee me oooo!
'Do u know how many Nigerian women I interview daily?: I wouldn't know' priceless answer!
Finally, dishonesty is your middle name. Lolz. Na line from movie abi wetin

Haha. Abi now. I can bet she mentioned I'm being dishonest at least 15times in total. I was almost certain she wanted to send me back to Nigeria.

ozycy:
Congrat tktgal for successful entry and for standing your ground, sound like same lady that interviewed me, they will want you to agree on their own point and not yours. If they meet many of your type, they will stop being overzealous
Welcome to Amelica

Lwkm... She may be the same person cos I'm not sure others had same experience.... She practically forced me to accept o. Didn't even know where the confidence came from. Thanks a lot for the message.

Hello house.

Flew with Emirates from Abuja 1st April and landed Houston on 2nd April at 3:45pm. Straight to my POE story in summary

CBP: Took fingerprints and asks where r u going today?
Me: Houston, have a booking with intown suites, Highway 6
CBP: why r u here?
Me: To have my baby
CBP: oooouuhhhhh really? (Not sure he noticed I'm pregnant n I travelled at 35wks+
Me: yea (with a smile)
Cbp: when is ur EDD
Me: told him
CBP:what do u do?
Me:told him
CBP: How long r u staying
Me :2months 2weeks
CBP: How much cash do u have on u
Me : 2553
CBP:Are you married
Me: yes
CBP: what does your husband do
Me: Told him
CBP: alright pls stay at the corner. Someone will come for you, they need to run further checks.

Was taken to secondary inspection. Sat there waiting for about 4hours before I got called for another interview.

Cbp: Madam, sit down
Me: good evening
CbP: How long do u intend to stay. When is ur return scheduled for
Me: 2months 2weeks.
Cbp: where will you be staying
Me: Intown suites
Cbp: have u made any payments
Me: Not yet. They don't accept payment inadvance
CBP: that's not true. You can pay with ur credit card
Me: I did not have that option. Have my booking as proof
CBP: of course they do accept payments so if u wanted to pay u would have
Me: . Maybe because I was booking from an other country but I wasn't given that option n o also called to confirm n wasn't allowed to make payment
Cbp: kept insistingthat they take payments. Was quiet n watched as she went on n on.
Cbp: how much do u have on you
Me: 2553
Cbp: How do u intend to pay ur bills
me: I have my cards
Cbp: well I've got cards as well but they all v zero balance. How much do u v on ur card
Me: 4k and v got cheques valued at 5k
C bp:How come u v US bank cheques
Me: currently there is scarcity of d dollar currency in Nigeria so i traded woth someone who had a US bank account
Cbp: when did this happen
Me: 2days ago
Cbp: u sure its ur money
Me: Yes I am sure it is
Cbp: well that is Still 11500, at ur visa interview u said it will cost u 15k to have ur baby here
Me: yes my husband will be coming as well and he will bring some cash
C bp: when will he be coming
Me: gave her an estimated arrival date
Cbp: how much does he have available to him
Me: 4k
Cbp: Oh so ur spending ur whole life savings on this trip
Me: Not at all I'm on maternity leave and ill be earning salary while m here. My husband will be earning hos salary as well
CBP: why do u want to give birth in the US
Me : this is my first and I want access to a different and better health care
Cbp: its not like u have previous experience In terms of health care how do u then compare
Me: I do
Cbp: in which country
Me: Nigeria
Cbp: what's it like and what symptoms
me: its alright but obviously Nigeria is developing US is developed . Other symptoms
Cbp: like?
Me: headache. Malaria. N all (Didn't see all these coming. Didn't know what to say
Cbp: I put it to u that if ur child would not be a US citizen. U won't be here in the first place. U r here for the passport not health care. Right?
Me: getting a passport for the child is am added perk and a good one
CBP: and that's the major reason ur here
Me:like I said its a good one but my main reason is for better health care and the citizenship is one of the perks
C BP: Started raising her voice.. you are not being honest and you r not a straight forward person. Do u know how many women I interview from Nigeria on a daily basis
Me: I wouldn't know I have no idea
C Bp: At least 20 of them n they r honest that they r here for the passport..
Me: well everyone has their reasons. For me its access to better health care system andsince I had the opportunity. I'm making use of that.
Cbp: what r u saying (woth so much disdain) so others don't v the opportunity
me: its an opportunity. Some don't, others do.
C bp: you r lying u r not being honest. At least they r honest
Me: How have I lied n how have I been dishonest. I just said having the passport is an added perk n a good one.
CBP: I am goimg to ask again. Why R u here to have ur b ab y. Why US
Me: because I want access to better health care
CBp: *went on and on about how "dishonesty" is my middle name*. Was tired of the back n forth but i insistedon my initial response cos that's my true intention so saying something else wasn't an option.
Just kept quiet n kept smiling looking a her as she typed and kept saying "at least they r honest and u r not... repeated more than 10 times
she then held on to my passport n says "go outside n sit down "
After 10mins she came out n handed my passport over and didn't give further directives.
Took it n went to another officer who looked through n said I could go. Saw that she had written "cleared" on the landing card. N also she had stamped me In till October.

No be small thing. It was really tough. Houston POE is tough..

Just be coherent and consistent.

LadyGuinivere:
Is please I'm using to beg. The standard of transcripts now ehh.its ok to code place of work but coding salary naaa...
How will future readers have enough details to self evaluate? All this Bleep or bla bla bla if na so them post in part 1 we no go de here today.
Peace!

While I understand your point.. I do not think it is proper to post your salary... Of what use is it stating how much you earn on a public forum. Let me remind you that our ids r not as private as u think. A lot of people have personal relationships outside of here or tend to build a relationship at some point. Well.... I feel if anyone wants further details; you can discuss with them on a more personal note.. outside of here. It may be alrght to state how much u saved up to show as proof on your bank statement (which could serve as a guide ) but stating specific details on ur means of livelihood? No
For me, I don't want anyone to disclose such details to me neither do I expect to see it.

Besides, I'm yet to see any post that specifies individual income from the part 1 to 3.. maybe its an oversight but v just not come across it.

This is just my own perspective.
Thanks

danowena:
I rejoice with you. Congratulations!!!

Hello... Thank you so much!

Hello House, Good evening. Thanks to everyone who has contributed in one way or the other here, May God bless you all.

My husband and I had our interview today in Abuja, It was initially scheduled to hold on Monday, 29th but out of curiosity, i logged on to my account and rescheduled to today, 27th. Obviously, its more convenient to have it done on a weekend anyway. It was indeed very smooth. God really favoured us.It didnt last more than 3-5minutes. Alright, here we go.

DH: Good afternoon
VO: Good afternoon, how are you
Me: Good afternoon
(VO kept flipping through our current passports and checking all the pages and also looking through her system before the interview started)
VO: What are you going to do in Texas
DH: Vacation for me and my wife will be having our baby and I would love to witness the delivery. This is our first child.
VO: Okay, thank you. What do y'all do for xxxxxxxxxxxxxx(Name of the company)
DH: I'm xxxxxx (Started saying a whole lot about his job and strategy formulation, alignment,etc..with so much confidence)..I almost tapped him to signal to let him know its enough, let her ask the next question. But thank God he concluded just in time and impressively.
Me: I work as xxxx on xxxx project
VO: How much do you earn
DH: I earn xxxxx annually asides other allowances and performance bonus
Me: I earn xxxxx monthly
VO: When was the last time you both travelled together on vacation
DH: June 2015, Me: July last year. DH: It was June, then i remembered n quickly said, Im sorry it was June, to the UK
VO: To me- You were denied visa to Spain last year, what was the reason
DH: She was denied but the reason wasnt stated, and I had my own visa already but it was too late to reapply as we had booked our tickets to England.
VO: Theres always a reason for refusal, they always specify, please just tell me
DH: To me- What was the reason again?
Me: It had to do with my insurance booking
DH: Oh yes it was the insurance, it was booked but the officer didnt see it and had to reject the application, then again, it was late to reapply, so we visited only England.
VO: Do you know how much its going to cost you to give birth in the US
Me: About $15000 in total...Made an attempt to slip my hands in the file to bring out the budget sheet from the folder
VO: I dont need anything from you.
VO keeps typing for about 1 to 2mins and then she handed the white paper and said 'your visas have been approved'. Please do make sure you pay all your bills and keep the receipts. And do not seek public aid. If you get asked, simply reject it, otherwise it affects your chances in the future......Cant really remember all she said, but thats the summary. She also said something about the bills being about 10-15k dollars.

I also noticed that almost every woman the VO interviewed before me was asked- 'Are you pregnant' R u sure?

Apart from the fact that no single document was requested, we were not asked any question about accomodation, Doctor's correspondences, hospital, the intended travel plans, how long we intend to stay and the regular questions. And we had everything in place but like I said earlier, we were favoured and it was really smooth. DH really made the whole process easy for me by answering the few questions confidently and with specific details

Above all, Im grateful to God and everyone here who has been generous enough to share useful information.

Have a good evening!

cindermum:
Thank you. we used 300-1$ but according to the chart he was looking at on the wall, it was the standard CBN rate..

Thanks a lot for the response...I appreciate
..

Congratulations on your visa. Pls can I confirm what exchange rate you used on your budget sheet? Was it the official or parallel rate? Thanks.

cindermum:
Hello all, I have been following this thread for about a month now and we got the visa on Tuesday the 16th Feb 2016 in Abuja.

Here's my transcript;

Myself and husband: Good Morning sir
VO: Good morning and why are you going to the US?
Husband: To have our baby
VO: is this your first child
Husband: Yes, this is our first
VO: Please excuse me for some minutes (came back after about 2mins)
VO: can I have your correspondence with the hospital
Husband: yes please, gave him the printed conversation and the maternity package plan. 
VO: spent sometime looking at the conversation and also went online to look up the name of the hospital and I guess to confirm other things on the maternity package plan.
VO: So what do you do?
Husband: I'm bleep bleep bleep 
VO: and how much do you earn monthly?
Husband: I earn bleep which is a total of proceeds from bleep and bleep
VO: so how much will this trip cost both of you?
Wife: Handed the budget spreadsheet to him and this man started calculating and looking at some chart on the wall
VO: who will be paying for this trip
Husband : I will be responsible and he hands over his acct Statement and the VO only looked at only 4pgs and returned to us. 
VO: so how much have you saved for this trip in total?
Husband: Bleep
VO: remind me again, where's this hospital in the US?
Husband & I: chicago illinois 
VO: Ok and smiled then typed for another few seconds and said do you know that even if your child is an American citizen, you will be refused entry into the US and banned if you seek public aid blablabla..
Husband & I: yes we know (at this time we knew we had gotten it and my husband said Oya pack the documents lol)

VO: Alright. Congratulations. Your visa applications have been approved. Your passports will be ready for pick-up at the above collection center in 2-3 business days. 

Husband & I: thank you sir.

Got outside and yanked my jacket off.
He didn't ask me any question sef after I prepared like I was going to write a professional exam and also warned my husband not to jeopardise my American dream.I made him do mock interview at least once a day.. I frustrated him with it lol.  


‎Any Chicago mum due in May please?

Congratulations I'm so happy for you.

I pray for the same favour when I go for Mine in the next two weeks.

omodadi:
Hello house! Myself and DH went to 'collect" our white paper today.... don't mind me, God did it as if we kept it with them ni. Transcript here:

VO: Good morning
DH: Good morning
Me: Good morning
VO: where are you going in the US
DH: Houston Texas
VO: purpose
DH: Child delivery for my wife and I want to witness the birth of my baby
VO: What do you
DH: I am Bleep and Bleep and my wife works at Bleep
VO: Madam what do you do at Bleep
Me: I am a Bleep
VO: Do you have a doctor
Me: Yes I do, I'm in contact with doc Bleep and I have corresponce from her
VO: How much will this cost
Me: About 15,000 dollars
VO: is any other person going with you
Me: Yes, mum. But will come for her white paper later
VO: How about accommodation
Me: Am in contact with Bleep where I will be staying for the duration
VO: How long do you want to stay
Me: 2 months, and DH quickly added while raising up his hand ' and 1 month for me'
VO: And where will you be staying
Me: Then I said full name of hotel, also stated that am in contact with them
VO: kept typing.......laterr we saw hand stretched to the white paper, then we nor hear anything again, na so so turanshi


Thanks to God for everything and to everybody here who has contributed one way or the other.....

ackoxy:
please I have been following the pages from page 1. I forgot the page that has these doctors email and phone numbers. Can you please send the email id of Dr Ezekiel and Dr amaro. Thanks

I'm really not sure if I'm allowed to type it on here based on the new rules....I actually didn't get their email addresses from here... got it after making phone calls to them based on the research I did on the hospitals... Lets follow each other n then I can email their details to you. Or try sending me a pm then I can reply . don't know how that stuff works tho

Cheers

[quote author=ackoxy post=42130475]please I have been following the pages from page 1. I forgot the page tors email and phone numbers. Can you

shawlar:
Its not always compulsory for you to have an appointment with the doc for your visa interview (although its a plus). Evidence of your communication with the doc and hospital (email thread) as well as their billing documents/price list would do just well....

Hello Shawlar, thank you very much for the response. Sincerely appreciate it. WillI work with what I have n make another attempt at getting Dr Ezekiels. Will comeback to let you know how my interview n all goes..

. Have a good evening.

[quote author=omodadi post=42121293]Hello dear, Dr E can give you a letter of acceptance but not apointment, they don't collect any fee before you get there. All you need do is to continue to call her office, relax and explain your situation and you will be guided.
I got same from them few weeks back.



Thank you so much for the response. I will do just that. Does the acceptance letter alone suffice? I just went through your previous posts and realised you are also due in May. Do you have accommodation arrangement yet? I'm following you now but don't know how to send pm.. it's not working. It will be good to talk further. Wouldn't want to clog this thread with personal messages on the trip. I'm also looking at travelling in April by Gods grace.

Dear All,

Good morning. I have been following this post since 2013, that was before I even got married. Just stumbled on it one day n got stuck since then. Though it appears a lot has changed with the doctors and commitment from patients

Anyway, based on all ive been reading I have decided to narrow my choices down to Texas and to this end I have contacted the following
1. Dr esparati
2. Dr Ezekiel
3. Dr Amaro
4. Dr Jeannie West Houston.

For Elpaso, their response is quite fast n i have been guided on what I need to do to get the appointment and doctors letter as proof to the embassy. However I'm a bit skeptical cos I read that people have issues with getting visas.. agency n stuff.. so I'm considering other choices. I also have To pay some commitment to get letters for visa application procedure

With Dr Ezekiel, I was sent a generic email with the costs n all but I've been asking them to send me a doctor's letter and appointment booking. They r not giving any feedback.... please can some on help me? Does Dr Ezekiel not give correspondence for embassy anymore?

With Dr Amaro... same fee back with details of doctor but they said i have to contact hospital separately and anaesthetic specialist sepArately as well and I have to pay at least 2000 dollars for me to get any letter n appointment confirmation for visa application... please is there any other doctor in Texas that can accept me n give me the letters u need without paying fees

In Dr Jeannies case.... they attached 2 documents containing their pricing. It has everything.. from doctor to hospital to pediatrics and n every billing you can think of... very detailed. However to get a n appointment. I need to submit my medical records n to get a letter Ihave to pay a small fee as commitment

My issue is getting medical report from my hospital will take a long time and I was looking at applying end of January cos I'm due first week in May. I don't have time again.. cos I'm yet to apply for visa. Preferably Texas or Maryland

Can someone please help me urgently

Is there a doctor n hospital that can provide me with appointment and doctors letter without having to pay a fee or present medical records forehand?

Also, please how do I go about getting Dr Ezekiel to give me the letters, if he does.

Please I've done due diligence. Always on this page but I have now gotten stuck.
Thanks and I apprecoate as you as you help a sister out .

I am highly disappointed by some supposed medical people saying nonsense in the name of making a point... this is why the health system in Nigeria has declined drastically....

Did you all read the post. The husband said he didn't take her to a private hospital because she did her antenatal in the hospital he drove her too... N someone here saying they didn't have her medical history.. Really?? Who else will have her medical history if not them.... you must have been blind when reading.

Secondly do they tell them during their prenatal visits that they have limits to the deliveries they take and advised them to have a private hospital as alternative. If this happened to your family members, many of you won't be here spilling trash.... every one involved in the death of this woman must never go Scott free.

Coming from someone who is also pregnant... I can only say may God have mercy on you all justifying a serious issue as this... RIP to the deceased. May God grant the family fortitude to hear the loss.. May God comfort that man that watched his wife n chold die

I detest the way some of you are giving excuses for the nurses n doctors..

Was she told before her EDD that they are not competent enough to take her delivery? Or better still was she referred to another hospital forehand