₦airaland Forum

Hi, sorry I'm writing late, been working on a lot of things lately. I am about to submit my application, the country's residence permit I have is Poland, I'm applying from Poland. My question is, the tax return documents are in Polish language, do you think I should submit it like that or seel the service of a certified translator to translate them? I checked with a certified translator and the quotation they gave me is a lot, probably because the 3 years tax return comes with a lot of documents, I'm not sure if the visa officer will look at them if I submit the one with only Polish language, every other financial documents are in English/includes English translation, but only the tax return documents are in Polish language only, no English translation.

What do you think please?

amnotapervert:
You are on a Very good track.

May I ask which country’s PR you have?

Also, include proof of your PR status in the country where you currently live.

Yes, please add your tax returns with your name and all relevant information on them.

This is

(1) Bank statements for the last 6 months ( I don't know how banks in the country do it but in nigeria you ask bank for bank statement and official bank reference letter)

(2) Tax returns for the last 3 years

(3) Pay stubs for the last 6 months

(4) Your employment letter

(5) include a letter explaining how you saved the amount of money and calculating your projected saving and cost of things and how much you have to make payment for everything 

You can attach all this document into one as POF

As for the school fee payment, before making any payment, email the school and explain that you would like to apply for a student visa before July. Mention that you would like to make an initial payment of about $4,000 CAD to your student account to show IRCC that you are committed to the program.

Tell them you want to use this initial deposit as proof of commitment and financial capability for your visa application. Make the email professional.

The school will likely agree and provide your student number, student account details, and payment instructions.

I know that 15% of $16,000 is about $2,400, but ask the school what amount they recommend. In my opinion, do not pay more than $4,000 CAD because, if the visa is refused God forbid the school should refund your exact payment amount according to their refund policy. That is why it is important to email the school first.... if they say pay the whole $16,000 that's also ok as long as the school said you should make the payment

If they do not allow the payment, you can still use the email response as proof to IRCC that you were willing to make an initial deposit to show commitment.

If they agree and you make the payment, make sure you get an official receipt from your student account showing that the payment was made...I am sure you can download the receipt from the school portal

IRCC understands that people can have money sitting in their accounts, but they also want to see willingness to actually spend the money on tuition, because sometimes the money may not truly belong to the applicant.

In your case, you are trying to show IRCC that the money belongs to you and that you are genuinely willing and able to pay for your education.

Thank you so much for the detailed explanation. My school did not ask for any initial payment, I already have the LOA, in the letter of acceptance, it is stated that the estimated tuition fee for 1 year is ~$16,200 CAD, do you advise I pay the 15% though the school did not request for any down payment, or do you advise I submit my application documents together with financial documents to IRCC without down payment? According to the letter of acceptance, tuition fee will be available in the portal from July.

Also, yes I have all my tax return from the government website for 4yrs+ I will submit 3 years 2023-2025 together with bank statement of 6 months, I can submit 1yr if it acceptable, though I feel it'll be a lot of documents, since I plan to include 6 months payslips, and my employment contract. Lastly yes I have my permit of residence, I plan to include that as well. For now I think the clarification is if I need to pay a certain percent of tuition fee or if it's ok to submit and pay the full 1yr in July once my student portal is updated with the actual amount not estimate. Currently there's nothing in my student portal, just my letter of acceptance from accepting the offer of admission.

I really appreciate your comments.

amnotapervert:
You are on the right track. Just a suggestion off the top of my mind add your 2 or 3 years of tax returns if possible. Two years should be okay, but more than two is even better....it shows that you have made a good income overtime and that money your have saved is from that income Also, make your bank statement cover at least 6 months.

Have you paid the acceptance fee for your admission? It is normally around 15% of your first-year tuition, as most schools ask for it.

If not, ask your school if you can make an initial payment before anything else. They will also tell you the exact amount to pay.

Do not overpay. There is a reason for that. With the school payment receipt, include the receipt in your application and also show that the payment came from your income. It should reflect in your bank statement, so point it out clearly.

Also include your residence permit for the country you are currently staying in. Anything you can show to prove that you obey rules and regulations and that you are legally residing in your current country will help.

I wish you all the best.

Thanks a lot, yes I have a job which I was able to save this amount, but looking at my pay I'm sure the visa officer will know I can't make it up to 85k by September since we're already in May.

dsureguy:
Since you are at 70k of 79 then it is easy...

Explain how you will make it over 85k before you will move. You should be fine if you have a job that generated the 70k.

Yes I can explain to them I have a job, I plan to attach my recent payslips (maybe 4 or 6 months payslips), employment contract, bank statement for 6 months, and bank certificate, I'm sure I'll be able to raise the 9k by September or close to 9k. Aside from these are there any other documents you think I should add for the POF? Or these are sufficient enough for POF?

Thanks for this, much appreciated 🙏

amnotapervert:
Brother, you are in a good spot...don’t overthink it. Basically, you’re worried about the shortfall of 9k CAD based on your calculation. If everything else in your application is solid, a shortfall of 9k CAD shouldn’t be a problem.

To give you peace of mind, my only question is before September, will you have the remaining 9k? If you can explain to IRCC that you have a job, provide pay stubs, show that you were able to save the 70k CAD from your income, and that you will have the remaining 9k before September, then you should be fine.

I believe you will be good.

Hi, I've been following this thread for a while now, I am about to submit my application but I need some advice. I got admission late last year for an MA program, I am based in Europe and I plan to submit POF equivalent to approx 70k CAD, self sponsoring, my estimated tuition fee is ~16k per year, which adding to the ~23k living expenses for 1yr would be total ~39k, aside from this 70k funds I don't have anyone who will sponsor me (so I'm 100% sponsoring myself), I am somehow relying on part-time job or scholarship when I arrive if possible to cover the remaining 9k for the total cost of the 2 years masters which is ~79k, I might not spend up to that amount as I know how to be responsible with me expenses, I know I'll survive with what I have and hope to add more before departure in September once the study permit is granted, but I'm not too sure how the visa officers looking at my case will see it from a financial standpoint, I know they want to see one year of fees + living expenses, and I know they still want to see how I plan to cover the rest of my expenses for the following year, this part I'm not sure how to show them since I am still short of some dollars that also include the return flight tickets cost they want to see. I need your honest opinion on how to present a strong case, initially I was hoping for some scholarship for this first year but unfortunately I didn't get anything yet and it's May already, sorry for the long text, I would really appreciate your honest opinion from your wealth of experience