₦airaland Forum

Your money remains safe and that is why T bills are seen as attractive. Remember you get your upfront interest payment immediately

Fixed deposits are great, the onus lies in finding out the banks that offer the best rates. Research has shown me that investment houses offer better rates than banks, so when next you are in the bank that has an investment subsidiary like UBA Capital in UBA or FBC in First Bank, ask to see the investment team and get clarification, most of these front desk officers lack product awareness

UBA also has great rates for Tbills