₦airaland Forum

BlueRayDick:
But the policy says cash withdrawal and deposits amounting to 500k or more now

The policy is straight and simple.

What it is saying is that if u want to make a cash withdrawal of 500k then you should be ready to pay 15k as charges.

Also if you want to deposit 500k then u should be ready to add extra 10k on it as charges.

Now the question is why?

The answer is beacuse the government is trying to encourage a cashless economy.

So how do you avoid this penalty?

Simple! Don't withdraw cash in excess of 500k to pay anybody, rather collect their account number and transfer the cash to them. Also if someone wants to pay u 500k don't collect it since u know u can't keep it in the house but will take it to bank who will then charge u for the deposit. Instead, tell the person to use Ur POS or transfer to Ur account or they pay u tru USSD.

This way, the cashless policy will be implemented.

Why person go withdraw 500k cash for this present age? Who u wan use am pay wey no get account?

Present e-banking is bullshit

Let them fix many errors first before they impose this rubbish cashless policy

I had failed transaction last Friday and my bank is telling me they will reverse money in 15 banking days which is 3weeks. Let's assume I have no other money to settle the bill, what will be the result? I have to go to bank, withdraw so u can complete the payment.

Go out there and ask of peoples experience with POS withdrawal and transfer

Walk in to any bank at anytime and see if you will not see more than a customer that comes to lodge complaint of dispense or transfer error!

Let them fix the system first even if its 90% OK it will be better but what we have now is lesser than 50%

WalkerMichael:
That Polaris ehn. Legit frauds. Same with fcmb. I'm going to be closing my two accounts with those two fraudster banks before this week ends. God. They're thieves!!!! I tried to close my Polaris sometimes in February but one agent was just advising me not to, I refused picked a form and asked for the closure. Till today, they haven't and keep deducting my 2,000naira balance that they said I can't withdraw. My own money ooo. I couldn't even load my phone with d 2k again. Ha God. My own money. And this is how these banks scam several other Nigerians.

Edit: just imagine I checked my Polaris balance after this post. See what they've reduced my 2000naira to!! please what can I do? These guys are LEGAL THEIVES. THEY'RE THE REAL YAHOO YAHOO

When there's nothing left for the to deduct, they will stop

[quote author=penguinpikin post=82347593[b]]HOW CATCH NAIJA THIEVING BANK. BUY A DIARY AND WRITE DOWN YOUR LAST ACCOUNT BALANCE DAILY. YOU GO SEE HOW MONEY DEY WAKA[/b][/quote]Way to go but ain't easy

Royalfurnitures:
Proceeds of illegal deductions, hidden charges, etc from customers money


Check out my signature for quality and durable furniture for your homes and offices

UBA is a master of that, they can deduct money for Africa. Many times money will just develop wing from your account without any trace but they perfect it in such a way that you will hardly notice. They deduct it small small like 138, 613, etc

Except you don't do much transaction, you will hardly notice after a its not easy to write down your account balance on a paper every now & then

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adedayoa2:
1984 na small girl?

Yes now

Why dem come dey call Toyin a old woman, its not fair now

condemn:
35 years woman na small girl?

Yes o

She never clock 50 now

The likes of fathia na mama

Awakumari eeyan ti na'se kanga

Naija & pidgin

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Reeberry:
Small girl? That's a woman of at least 40 year old.

Nope, she's in her 30s

Maldini212:
She looks far older than him

Toyin na small girl o

What these people failed to realize was that our e-banking is still at infant stage!

Many times my bank app have failed me even today!

I know what I passed through in the hands of UBA today before everything restored to normal after many hours of service disruption

As I type right now, I have a failed card payment on Friday which my bank says it will be rectified in 15 banking days which is 3 weeks normal calendar, what if that's the only amount of money on my account & what I intend to use it for can't wait till following day? My money hanged between merchant & my bank although merchant confirmed they never received any money of which my bank also certified but they still insist my money will be refunded to my account in 15 working days!

Not that am against cashless policy but at least stabilize the system, current system is bullshit!

People at the helms of affairs of our financial sector are amateur when it comes to e-banking, Nigerian banks are still at infant stage of e-banking, the system is really messed up! make it work perfectly before you impose any rubbish on Nigerians!

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Give us full gist

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