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InvestmentRe: Equity Investment. by Zedcrest: 2:15pm On Apr 07
Hi Uberchic1

We have followed your objective posts on Nairaland about our equity fund and value your perspective on areas the product can serve you and the community better. We would like to connect with you directly to discuss your views further, including areas you feel we could improve.

You can reach us via ask@zedcrestwealth.com


Uberchic1:
Yes pls, the fund screenshots now have their own little folder lol.


The app issues aren't a deal breaker for me either. I do my own due diligence too with the screenshots and I only check for daily updates after 1am. However for people that can't deal with all that and truly want full transparency, it should be a deal breaker for their own peace of mind and so we don't have to retread the same wrong "ytd isn't matching" every 3 business days. I wonder why they even chose 1am for their ytd updates sef.

But returns matter more and that ytd is high so even those who claim to prioritise peace of mind and transparency aren't moving their funds anyway.

They came out the gate swinging. I didn't invest at first cos it's their first time and no past equity history to look at so I didn't join until the ytd hit 19%. E pain me small sha.



Yeah, the app has been the exact same for their MMF and FIF that they've been running since Jan 2025. Maybe they never really got complaints before cos their mmf is huge but that one is steady and their FIF never stood out. But their equity is growing like crazy so they need to step up their game with a daily tracker. I'm sure they're not losing subscribers anytime soon anyway but they shouldn't take long abeg.
Investment AdsMarket Watch by Zedcrest(op): 2:49pm On Mar 18
Nigeria’s debt market just turned into a high-stakes negotiation, and this time, the investors held all the cards.

Welcome to Market Watch in 60 seconds. Here's the tea you missed last week.

At the latest Treasury Bills auction, the demand was massive. The DMO offered ₦600 billion, but investors showed up with ₦2.57 trillion in subscriptions.

That’s more than four times the amount on offer. But it didn’t come cheap.

With inflation as a primary concern, investors pushed for higher returns, forcing stop rates for the 364-day bills up to 16.72%.

But there’s a deeper signal here.

When money starts flowing this heavily into fixed income, it usually means investors are playing it safe.

Instead of chasing volatile assets, they’re locking in returns and protecting capital.

For you, this is an opportunity.

With yields on the rise, fixed income is becoming more attractive. But timing, strategy, and diversification matter.

So, if you’ve been sitting on cash or are unsure where to invest, the Zedcrest Wealth app is there for you.

You can access T-bills on the app and lock in some of those sweet returns for yourself.

And that’s your Market Watch in 60 Seconds.
Head over to our blog to get the full report
InvestmentHow To Build A Diversified Portfolio In Nigeria by Zedcrest(op): 8:39am On Feb 17, 2025
A portfolio is like a suitcase of investments, and here are tips on how to make sure your bag is well-diversified:

Recognize your investment goal:
Investing your money can be for Growth, Income, or Capital Preservation. Knowing your investment goal helps to know your risk tolerance and the type of investments to diversify into. So if your goal is regular income, fixed-income investments are generally best, but you can diversify into sovereign bonds, corporate bonds, treasury bills, etc.

Use of Asset Class Diversification:
This involves allocating investments across different asset classes like stocks, bonds, real estate, commodities, and cash equivalents.

Use of Sector Diversification:
This entails investing in various sectors or industries, such as technology, healthcare, finance, consumer goods, or energy.

Use of Time Diversification:
This involves allocating investments over different time horizons, considering short-term and long-term goals.

Use Investment Vehicle Diversification: This involves utilizing different investment vehicles such as stocks, bonds, mutual funds, ETFs, or alternative investments.

It’s important to note that diversification does not eliminate the possibility of losses or guarantee profits.

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