National Housing fund (NHF) is a Federal Government scheme, to which all public servants and employees in the organised private sector within the country are expected to contribute 2.5% of their monthly salary to Federal Mortgage Bank of Nigeria, managers of the fund. Employees of various corporations who are active contributors to the scheme, can access the fund through Resort Savings & Loans Plc. Maximum of #15 Million Naira at the rate of 6% interest repayable over a period of 30 years is obtainable under this scheme.

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