₦airaland Forum

Ahmad62:
A SIMP in the making....

Lol... Not really. I insulted her mother for raising her in this way and the mother started telling me some things I don't understand.

Not that I don't have other girls. But I like her good sides. I wish the other ones too can copy it.

czarr:
If you don't spend on her then no wahala.
But if you are spending on her, you be mumu.

I don't spend except when I feel like.

Cypress042:
Op all i can say to you is, go ahead and change a full grown adult if you can.

What your fore fathers couldn't do during their time, you just wake up and think is easy Continue

I'm not saying I want to change her. Just asking what I should do.

Nairalanders I need advice. I've been dating this girl for more than a year. But I have couple of challenges:

1) She doesn't like to visit me except for a few times. She claims to be a virgin and says I might be tempted. That I need to pay her bride price before we can do all those. At times I wonder if there's something she's hiding.

2) Each time I try to break up, she sheds tears and involves her family members sometimes to beg me.

3) She is a prayerful type (she has MFM background). So, oftentimes she involves me in fasting.

4) She swings mood easily when things are not going on well. This part is really frustrating because she takes everything as fight when this happens. Infact, she hardly takes advice.

I love her but I'm not sure how to deal with those bad sides. Please I need help. I need advice.

lekki1444:
name 3 black billionaires in canada or keep kwayet

Nigeria has one of the lowest billionaire rate per capita bro. It's funny to see you comparing such a country with huge purchasing power with Nigeria.

bigfrancis21:
Personally, I prefer the usual paper-and-pencil
paper exam as that's what I have been used to all my life so I opted for the paper GRE. I wrote
the paper GRE at Aba and scored well on it.

Which menial job in US that pays minimum
wage of $7.5 per hour will pay you well? How do you even compare the pay of menial jobs to the
pay of white-collar jobs of between $20 to $50
an hour? Don't put the cart before the horse
even before it is time to hit the road. Which
menial job in america will pay you well so as to
cover all as-you-know-it expenses and leave you
with much change to spare on partying,
enjoyment galore and shopping? You need to
wake up. It is only the rich and celebrities that
live such luxurious life here.
As an Igbo man, I love dealing with figures. Now
let us delve into the financials.
I assume you get a job at Walmart(which is
almost impossible as you have work restrictions
on your visa but I will assume so for I was
taught in science to make assumptions) which
pays $7.5 per hour and you work 75 hours
a week. Mind you, for such a low-paying
salary, you'll need to work as many hours
as possible as your body can permit to
break even . And for such jobs, you're not paid
overtime as obtained in white-collar jobs where
you work 40 hours a week usually, 5 days a
week, and any extra hours spent on the job is
overtime and you're paid at an overtime rate of
1.5 times your hourly salry.
MONTHLY EARNINGS:
300 hours(75 hours per week times 4 weeks) *
7.5 = $2,250 per month.
Tax deduction = $350 to $400 per month. Yes,
taxation here is killing. In most states you are
taxed both federal and state taxes.
Other deductions such as social security
benefits = $100
Take home pay: $1,750 to $1,800 per
month.
EXPENSES:
1) Health insurance = $110 per month. Health
care is very expensive here and almost
everyone here has health insurance that covers
medical bills during times of ill health.
2) Rent = average of $500 to $600 per month.
I am even being generous. Some places are as
high as $1,000 per month. Except you decide
to put up with as many roommates as possible
to split up the cost.
3) Feeding = $200 to $400 per month, that is if
you cook at home. Eating outside is very costly
as you spend twice/thrice of the stated figure.
4) Transportation = $100 to $200 on fuel per
month on fuel if you'll be driving or on bus
ticket if you'll taking the bus daily to work.
5) Light bill = $200
6) Water bill = $150
7) Miscellaneous = $100
8.) Phone bill = $50
Total expenses = $1,610
How much left = $140 to $190 in savings.
Then you remember you will have to save some
money. Then relatives and friends from back
home with same mindset like you will be calling
you asking you to send $1,000 so that they can
start enjoying life as they are 'suffering' in
Nigeria, because they think that Obi is picking
up dollars from the street of America. Not
knowing that Obi is still struggling to have mere
$1,000 as savings in his bank account. Then
you think of how you'll send the very little you
manage to save from your daily hardwork,
sweat and energy and becoming stingy
becomes your watchword.
Remember that this is the so-called menial job
you envision to do which you will wrench your
back doing everyday and standing on your feet
12 hours a day. You then think of your future
and envision yourself doing the same recurring
cycle every month in a year for the rest of your
life in America, the land of opportunities and a
place of 24/7 work all seasons of the year with
very little rest, then you smile to yourself and
tell yourself 'welcome to America. Now I
understand what these people have been
telling me since.'
Okay, you decide to finish school and get a
'well-paying' job in the vicinity of $70,000 per
year or $5,833 pre-tax monthly salary. Fine,
the job is white-collar and you are one step
away from breaking your back and standing 12
hours a day. Your life is one step better than
the class of menial workers. However, you are
still not free from the ever-attractive recurring
rat race cycle that entraps millions of
employees in America that comes with heavy
bills to pay every month such as house
mortgage, car loans, college loans, heavy tax
deductions, monthly light and water bills,
phone bills, internet cable bills etc. with very
little to spare in savings.
Is this your so-called glorious vision of 'being
well paid'?

Wow! I love this. Bigfracis21 you hit the nail on the head.

zeezahbee:
You actually have to be a PR or citizenship before you think about setting up a business or any entrepreneur because of tax and other issh

Thanks.

So far the discussions here have always been on landing job after studies. What about the students with entrepreneurial mindset? What would be our prospect? Is it advisable to stay there and invest in an enterprise (teaming up) or come back to Nigeria to invest our skills?
Please, I need your contributions.