Hi everyone!

What is the best and easiest way to accept payment for online services in Nigeria. We're developing an application whereby each user would have a unique id, and once they pay a certain subscription fee. The id would allow them access to our online services. We've both been away from Nigeria for several years and lacking ideas in the aspect. Subscription fees ranges from N500 to N5000.

obviously there is bank transfer/payment whereby users includes their unique id in the payment information so we can subsequently active their subscription for the period paid for.

We've also heard about mobile money but we can't really get our head around it yet. We also want to try and avoid credit card payment as it might limit the audience scope and then there is trust issues.

Any ideas?