One of the greatest laws of wealth is "seedtime and harvest"

Unless a grain of wheat falls into the ground and dies, it remains alone; but if it dies, it produces much grain.
John 12:24

Wealth creation is practically impossible without the observance of the law of wealth, “seedtime and harvest”. You can never know wealth without aligning to this law. You have to master this law and understand the principles powering it to be able to create wealth. No matter how much work you put into your daily life, if you don't obey the principles of this law, success is not in view.

People have tried to create wealth basically by earning university degrees, getting well paying jobs, saving to acquire certain things wealthy people have and all that. But if you observe carefully, none of these people have attained wealth following those routes. The reason is that, wealth answers to principles, not degrees or labour.
Please don’t get me wrong; degrees are good to earn and a great job is nice, but the principles of wealth creation must be followed up squally to command wealth.

When Christians hear “seedtime and harvest” they seldom think of anything else than sowing to kingdom work. But this law addresses or delivers to mankind a universal principle to achieving or creating wealth. It’s not just talking about sowing finances to the various biblical platforms for seed sowing. No, it universally addresses “investment” as the only way to creating wealth.

Understanding therefore that, there are spiritual soils and earthly soils would help you appreciate why many people have not been able to rise above average. Planting on spiritual soils, causes the blessing to be evident on your earthly investment. If you are faithful with your investment in kingdom and humanitarian platforms, but lack the knowledge of the principles of earthly investment, you would be heavenly rich but no channel to receive the physical manifestations of your heavenly blessings.

You shall surely give to him, and your heart should not be grieved when you give to him, because for this thing the Lord your God will bless you in all your works and in all to which you put your hand.
Deuteronomy 15:10

God blesses you by commanding favour over what you do. Abraham prospered by investment and so did Isaac and Israel. You must understand the principles of investing in earthly platforms.

There are many things you can do with seeds.

1. You could plant it (invest it)
2. Process it into food (spend it on things that don’t generate an income)
3. Give it out (been philanthropic in your spending – giving socially or without planning or due consideration)
4. Store it (savings)

The last three options are clear examples of what poor and average people do with their seeds. Average people are people within the class of "not rich, but not starving - having what it takes to meet basic and planned leisure needs". Poor people are those who can't afford the average standard of living. They eat what's available, not what they want, their choices are limited to their low incomes. But, wealth as referred to in this book is, “having more than enough to meet your needs and the needs of others”.

Average people store (save) their seeds only to process it into food once it becomes a great sum. Poor people hardly save, what they have is considered not enough for spending. They literally work to earn money to pay bills. Average people are some worth more relaxed than the poor, in that they earn more money, but they treat their seeds more like the poor do and so they also never grow beyond working to earn some income to pay bills. They fall in the trap of either eating their seeds, philanthropically giving it out or store to accumulate for future spending.

Investment is what separates the wealthy from the poor and average.

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Albright Benson.