₦airaland Forum

Hey



I want you to take a look at this cool app

http://thriftplus.pythonanywhere.com




If you want this type of app, hit us


07031009036

Mathew

He resigned cos they say he should probe election fraud. Na wao, so he knows there are malpractices everywhere and he doesn't want to be the one to catch the thieves, since he's in their paycheck.


At least he has a conscience


If Na for naija, them go sot down there, lol

airsaylongcom:
LOL...issokay. Continue on your build over buy. As a builder

Yes

airsaylongcom:
So taking you on the last point. Why did Facebook "buy" Instagram? Why didn't they build from scratch their own?

For long periods Microsoft kept their codes proprietary. Now with open source about to eliminate them they quickly made SQL server available for Linux. Nobody is saying source code is cheap. My point is a cost-benefit analysis has to be done to determine whether one should built or buy and not because "you are sure that all the needs and nodges of your business will be factored in"

Software by itself is a means to an end. No one buys software because it is beautiful or what not. Businesses acquire software based on what it can do for them. So if a commercially available off-the-shelf one meets the need then there'd be no need to build one.from scratch.

You only know how to "talk" and deviate from the koko of an issue



Tell us what app you developed, from Start to finish, which sold like crazy and then give us the source code, since you don't know what open source means.


You all behave hypothetically



Go and ask mark for the source codes to FB and all their social media app,



Ask Microsoft to release to you source codes to all their product., and put them up for download







You still don't understand what open source means bro, until you do......

airsaylongcom:
*So taking you on the last point. Why did Facebook "buy" Instagram? Why didn't they build from scratch their own?*

For long periods Microsoft kept their codes proprietary. Now with open source about to eliminate them they quickly made SQL server available for Linux. Nobody is saying source code is cheap. My point is a cost-benefit analysis has to be done to determine whether one should built or buy and not because "you are sure that all the needs and nodges of your business will be factored in"

Software by itself is a means to an end. No one buys software because it is beautiful or what not. Businesses acquire software based on what it can do for them. So if a commercially available off-the-shelf one meets the need then there'd be no need to build one.from scratch.

Where did u read that I said " why did FB buy Insta" can u see how u managed to twist my points


Microsoft " quickly made SQL server available for Linux" so to you that is open source or to you it means loosing ( or giving) proprietary right.


I think you haven't really read my lines well enough, to bring you to the position of putting up a sensible conversation and exchange of ideas. You are only keen in telling us that u have read history of tech companies, without understanding what u read.

airsaylongcom:
So you seemed to have missed the point. My point is that while building from scratch is good and justifiable, buying an existing solution is equally as good if not better. So let's assume you build a customer solution (which most likely you won't release the code to the buyer) what happens if GOD FORBID you die? Or you can't continue because Facebook has hired you. Won't the client have to request for your code for someone else to work on? An off the shelf solution eliminates this as there is a community that will be supporting it.

You talked about the programming language. I really don't care what language is used. My question was more around you using an already built software (the programming Language) instead of you building a new programming language that will be used to develop the client's solution. Programming languages by themselves are software so if you say buying (or using) an existing solution isn't ideal them it can be inferred that you would build a new programming language that you will use to build the client's solution. Talking about using any language of the clients choice, if the client asked you to use LISP to build a webapp are you saying you would?

Loads of Banks use software like Finacle to manage their core banking operations. Given your position, are you saying each bank should build from scratch?

With Microsoft Office, it was a generic example of a widely used software. Are you saying a business that needs a word processor should build from scratch?

My real point is that you cannot seat down and categorically say it is better to build rather than buy. It depends on what the solution is needed for and whether the cost to build will be justifiable.

Note that I am not against you building from scratch. My point is that you cannot make a blanket statement that building is better. Google Chrome is perhaps one of, if not THE most widely used Web browsers. But it was built from Chromium with modifications. People often argue that it is better to build because it takes sometime to understand someone else's code which can be ameliorated with proper comments.

I say, before building, evaluate existing solutions and IF they don't meet specific requirements then you can customise.

Good luck in your business endeavour. I am fully aware that it can be difficult pushing Software so I appreciate your courage to decide to build

Have you ever asked mark zucky for the source code to his Fb, WA,insta, etc app


Have u ever asked bill gates for source code to their products



And I'm checking to see if you truly understand the mean to the term "source code"



Do u remember how much Facebook bought Instagram? Google it! That's how cheap source code can cost

Bcpump:
wow. Thanks for explaining it as simple as this. I cannot agree less with the points raised in the first paragraph. Any code that is not open, or app built on a limited access platform is already designed for non-continuity

OP, you did not use the right words in marketing this.

So Facebook is open source



Microsoft is also open source



Stop all this misinformation pls

Brukx:
Use Buildozer or Android studio to compile your .apk file. There are tutorials on youtube

Thanks for the love

airsaylongcom:
Just thinking. You said if you make yours you'd be sure that it does what you want it to do. How about programming languages? Did you use an existing one? Or you used one already built? How about Productivity suites like Microsoft Office? Did you also build the one you use? I don't have a problem against your business or Software. I just feel your choice of words are somewhat inappropriate.

Thank you for your critique, but I was looking at your response and looking out for the "inappropriate words" but could not find one. You may point those expressions you described in your words so we get to "look at them " again



Then,

Yes, if you build from scratch, the logic is as intended.


We use the programming language of choice of the client



We won't be needing the existing one, since we building from scratch

Its very dangerous, "editing" other peoples codebase. The reason is obvious.



We don't build apps like Microsoft office




Thank you really appreciate

With so many businesses looking to Apps and IT to build a robust platform for their day to day transactions, developers have become busier.


While most of them, use the software market as a source of their product, other companies build theirs from scratch.



When you build from scratch, you are sure that all the needs and nodges of your business will be factored in. This is your only hope of getting an App that answers to the unique needs of your business


If you source yours from the software market, you must bear the pain of staying limited, as your needs, which are bound to change over time, will always be met by a stiff App, which can't adjust itself to the new realities of your business.







We encourage forward looking businesses to build their own software from scratch,



Here, I present to you a scathe app, which you can use for you cooperative business.


http://thriftplus.pythonanywhere.com


Mathew

07031009036

Hi


Here is a tool you can use,

To computerise your operations as a cooperative society

Features



Daily contributions
Loans


SMS alerts
Email notification
UI / UX
Secured

You mag follow the link below


http://thriftplus.pythonanywhere.com


07031009036

Mathew

Veiniously:
Google dey chop up o I swear imagine 25 dollars for millions of apps on playstore

Go build a platform for yourself too

ogunjobiolaide:
U need to find a means of converting it to .apk b4 u can load it to Google app store. Do forget d $25 for one time payment.

Pls this is where I think I'm stuck, how do I get started



Thanks

NobleKing001:
it's quite easy but it will cost you $25 to publish your first app on playstore..
just one time payment.

and u can then publish as many other apps you you want to.

OK


Tnx

Ok

Hi



I have finished development


I used python



And my code runs so well



I want to make it into .APK and put it up on play store.



Pls how do I get this done!

Thnx



Mathew



07031009036

Hi



I have finished development


I used python



And my code runs so well



I want to make it into .APK and put it up on play store.



Pls how do I get this done!

Thnx



Mathew



07031009036

airsaylongcom:
As tomorrow is a public holiday, can we schedule like a 1 hour session to run through a demo. Say between 11am and 12pm.

Ok

airsaylongcom:
Okay so we are making some headway.

For Daily Deposits, what's the minimum investment? What's the interest rate? Same for Weekly and Monthly.

Do you offer different Interest Rates based on amount saved/ account balance? So for example would someone with an account balance of say 100k get say 10% per annum interest rate whole someone with say 1m get maybe 18.5% interest per annum?

Does the interest get paid to the customer at periodic intervals say at the end of the day? At the end of the week? At the end of the month?

If we do get a to agree on a Demo session then it would be advisable we do like a call so I can run through a somewhat detailed checklist of what I need to know so I can configure the system for you to test with your customers that do daily deposits so you can evaluate if the solution meets your need. I'm assuming that the bulk of your customers are those with daily deposits so a 1 month test run would give you sufficient enough time to rigorously evaluate the system.

What's in it for me? There are two possible solutions (that's if the system meets your need and you would like to use it to run your business).

1) I could charge you a flat sum (which can often be a put off as if can be quite high)
2) I could offer the solution as Software-as-a-service where a small amount is charged monthly for each active account maintained by your customers.

For now, I'm not raising discussions about the loan end of your business so that we can keep it simple for the demo. But rest assured that the system has capacity to manage savings and loans for individuals or a group of individuals.

I've also not mentioned anything about the ability to send SMS or emails to your customers based on transactions that occur in their accounts because that can increase your running cost. But rest assured that the system can notify your customers by SMS or email about any transaction on their accounts such as deposits, interest payments, "bank" charges etc.

Also it is possible for the customers to have a portal (an app is not yet available) where they can login to view their savings and/or loan accounts with your business.

They decide what they pay daily



There is no interest rate any where. they should pay me for helping them keep their money

airsaylongcom:
LOL....that's why I said we need to do like a Skype or whatever platform you feel comfortable with.

So basically I was asking
1) Do your clients make Deposits Daily? Weekly? Monthly?
2) Are these deposits Mandatory? Or Voluntary?
3) Is there a minimum deposit?
4) Do you pay interests?
5) How long can a Customer Have a savings account with you?

There's several more bits of information that I'd need to set up a demo server for you to play with.

Remember that what you are doing is not different from what a Bank does

So these are my quick short answers


1, daily
2, yes
3, yes
4, yes
5, one month ( minimum)



More so



1. They request loan
2. SMS alert ( for certain transactions)
3. OTP if u want to extra secure ur account
4. Customers should be able to login and "see" their transactions

airsaylongcom:
Lol....it doesn't work like that bro. You'd be overwhelmed. The system needs to be configured to reflect your business settings. So for example you offer a Recurring Deposit a savings product. Are there any savings interest rates? What charges do you charge your customers? Is The Recurring Deposit Mandatory or Voluntary? Are withdrawals possible? All of this icls called requirement gathering. Once I have a clear understanding of your savings and loan products I can then configure the software to reflect your business. Then you can test run it.

Hmmmmmm




Oh lord, help me

airsaylongcom:
Good day. You never reverted to my offer of a demo

Pls what do you have me do


Share the link and let me check it out

Hello


Are you looking for the appropriate app for your thrift business ?


Here your search ends!


Below is the link to a thrift and loan mgt app



http://thriftplus.pythonanywhere.com




With the app, you can

Record daily contribution from customers
Administer soft loans
Assign thrift collectors who go round on your behalf, collecting thrift


And view and print all records and transaction over a period of time


More so


Customers can enjoy certain value adder services on their accounts ( based on subscription)


OTP
SMS alerts
Email notification
UI /UX ( ability to log in to see the transactions on their accounts.


What more?


Its safe, secured and runs at the speed of light


Mathew

070310009036

airsaylongcom:
Okay so I've got an enterprise solution that seems to fit your use case. It comes with a Web front end where you (or your employees) can access the system to record deposits and withdrawals using a Web browser. It also has an android app that enables you do this on the field where you can record transactions as they happen. There's also a customer Web app where customers can log in to view their accounts (and possibly requests for withdrawals/transfers)

All these terms don't really "move my mountain"


All I need is a solution for my business.


My data is growing, daily, and its turning me to shreds keeping, tracking and exerting control over it

airsaylongcom:
What you are looking for is not "cheap" to come by o. It is a financial application and by nature would be a target for attacks. Just a few questions. Do you maintain like a chart of account for your business? Do your customers always pay cash to you? Or do you offer them other means of payments (like transfer to your business bank account)?

Well, everything there will be for records only.


The actual cash transactions happen outside the app.


So whatever the attack, if I no see alert, I no go pay u!!! Simple.



Then you talked about "chart of accounts""? ¿

What does this mean?

airsaylongcom:
I know them. But I wasn't really sure what they do until I just googled it. So essentially what you offer is a type of savings product where people deposit (mandatorily?) a pre-determined fixed amount at regular (daily?weekly?) intervals

Yes



You have the idea now.

airsaylongcom:
That thrift collection is where I need a bit of clarification. How does it work? Also your loans how do they work? I'm sure I have a solution that is right for you. What I don't know is what your budget is. If however you are keen we can discuss a workable solution

Do you know those alajo people who go about, collecting daily contributions from traders?, that's what it is

Also, only recently, my customers have been asking me if they can logon to there accounts and see details themselves



So I'm thinking the solution should have a way of granting access to my customers



For now, my budget is minimal, but if I see a good app, I might concede

excanny:
You can get in touch with me via whatsapp +2347030595988. let's discuss a solution to your need.

OK, I need an app that can


help Mr keep daily record of transactions with my customers



See records of amount gotten by each collector working for my business



Administer soft loan



Manage loan repayment



Withdraw

Balances



Deductions


Etc

airsaylongcom:
Explain what kind of business you do. So that I'm not assuming. With a bit of capital investment you should be able to get a robust solution based on my recommendation.

I do thrift Collection business and also give out soft loans to my customers