Clearing out or reducing a student loan balance can seemingly take a lifetime, and am very much sure not all borrowers will see their timelines or costs shortened depending on the policy of ones country.
Under every federal law, US for example ''many borrowers are able to cap the payments on their federal loans at 10 percent of their monthly income, with any remaining debt forgiven after 20 years in repayment. This order would expand that program in December 2015 to include borrowers whose loans predate October 2007 and those who stopped borrowing by October 2011''.
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