hello my good people. thinking of getting a new phone but making a choice is a bit difficult.

i love the phantom Z but i am afraid as the F7 a+ im currently using has started having charging issues even when i got a new battery and charger.
im afraid the charging port might be bad.
anyways,my new phone choices are the htc 820 desire or the phantom Z. tha former is more expensive by about 10k.its only appeal for me is that i can upgrade to lollipop from its current kitkat. on the other hand the tecno cant.
the 820 also has LTE.i also hear theres no micro SD slot on the tecno and the battery is unremovable. please can someone confirm.

P.S....my wife just hooked me up with a 'sailor'(though i think hes a deck hand on a ship) who wants to sell the samsung S5 to me for 40k,(no charger,no earpiece,no power bank but with the option of paying instalmentally).he says its new(claims the white men bring these things in brand new) but i am sceptical because of its authenticity. how do i confirm its genuiness??.

so the bottomline is i am faced with these three choices. please your advice is needed.thanks...

I will pick an HTC over ANY tecno ANY day. I will also advice that you buy any phone you need directly from accredited shops because there are lots of cloned phones out there which look and act almost exactly like the real thing except you can convince your sailor to allow you take the Samsung to a dealer for "accreditation"

HTC Desire 820 for the win !!!