Many people like to save daily, but do not have the discipline to do so. Some people currently save with the “ESUSU” man or "AKAWO" woman daily and pay him with 1 day’s collection.
While this system is working, many people have lost their money to fraudulent collectors.

FCMB (First City Monument Bank) Plc as a bank has developed an Electronic Daily Savings Scheme to help traders, small business owners, Okada Riders, Vulcanizers etc to own their own bank account and save into it without going to the bank.

With your POS Terminal you can sell a Thrift Savings Pre-Paid Debit Card issued by FCMB to your customers and get them to save money daily into their cards. They can also use Moneybox to save money into their Thrift Card daily.

At the end of the month or saving cycle chosen, the customer can withdraw his funds from any ATM Machine.

Your role:
1. Buy the FCMB card from us and sell to your customers.
2. Fund your own Agent Card with as little as N10,000.00 to enable you do funds transfer to your customer cards and collect the cash.
3. Pay the cash back into your Agent Account with FCMB to enable you continue to fund your customers’ cards.
4. Customers can also use their mobile money wallet to save money into their cards.

Benefits to you:

1. Make a profit of N200.00 to N500.00 from card sales to your customers.
2. Earn 40% of the daily average savings by your customers at the end of every month
3. The more your customers the higher your monthly income
4. The more cards you sell the more money you make from card sales
5. The higher your monthly customer deposits the more monthly average income you make.

Current terms:
1. Savings cycle of 30 days, 90 days, 180 days, 365 days available.
2. Help customers to fill their Account Opening forms and submit to DDC LTD
3. Earn 40% of the Average daily savings per month
4. Earn income from Funds transfer, bills payment and other services.

What you can do with the POS terminal:

Account Opening (Instant Card Issuance)
Balance Inquiry
Cash Withdrawal
Deposit
Funds Transfer
Money Load
Bills Payment
Air time Recharge