Welcome, Guest: Register On Nairaland / LOGIN! / Trending / Recent / New
Stats: 3,193,957 members, 7,952,848 topics. Date: Thursday, 19 September 2024 at 05:37 AM

How To Overcome Spending Without Caution - Business (2) - Nairaland

Nairaland Forum / Nairaland / General / Business / How To Overcome Spending Without Caution (28044 Views)

See Two Sure Ways To Earn Income Online Without Spending Money! / See Two Sure Ways To Earn Income Online Without Spending Money / Nigerians Must Begin To Overcome The Fear Of Becoming An Entrepreneur Now!!! (2) (3) (4)

(1) (2) (3) (Reply) (Go Down)

Re: How To Overcome Spending Without Caution by Lilimax(f): 2:47pm On Jun 04, 2015
Emereolevanwill:
I don't ve problem with spending make I see the money 1st.
Money shall be urs. Say Amen smiley
Re: How To Overcome Spending Without Caution by eljidy(m): 2:47pm On Jun 04, 2015
good...stay hungry and stay foolish...
Re: How To Overcome Spending Without Caution by Mishydoo(m): 2:48pm On Jun 04, 2015
Lemme help u...@OP.....BROKE people dnt have spending problems!
Re: How To Overcome Spending Without Caution by Spells(m): 2:49pm On Jun 04, 2015
U can find ur missing watch but u can never find ur missing time, spend wisely. Nice trend

1 Like

Re: How To Overcome Spending Without Caution by Nobody: 2:50pm On Jun 04, 2015
Contentment wink
Re: How To Overcome Spending Without Caution by anonimi: 2:50pm On Jun 04, 2015
factorial1:
www.nairaland.com/attachments/2479186_index_jpeg_jpeg44bd12f4089da9c3d97727873e4a94c3

Kindly delete your post and send it to dollarland. angry shocked

In case you did not notice this is NAIRAland.
Thanks for compliance by doing the needful. grin

Cc: Seun, lalasticlala, ishilove et al.

1 Like

Re: How To Overcome Spending Without Caution by Dcaliphate(m): 2:50pm On Jun 04, 2015
Lilimax:

So na girls dey finish people money undecided?
yes, on the altar of love angry
Re: How To Overcome Spending Without Caution by akaglue(f): 2:52pm On Jun 04, 2015
Very correct.

You can read more tips on becoming a cash savvy spender here.

http://akaglue.com/how-i-changed-from-a-spend-thrift-to-a-thrifty-person/
Re: How To Overcome Spending Without Caution by Dekatron(m): 2:52pm On Jun 04, 2015
Gejpresident:
only in Africa.


here in Melbourne no need for this
because money grows there.

Fvcktard

1 Like

Re: How To Overcome Spending Without Caution by Nobody: 2:53pm On Jun 04, 2015
Avoid babes
Re: How To Overcome Spending Without Caution by Lilimax(f): 2:54pm On Jun 04, 2015
Dcaliphate:

yes, on the altar of love angry
Altar of love ke? undecided
Re: How To Overcome Spending Without Caution by tiamiyukunle69(m): 2:55pm On Jun 04, 2015
Lilimax:
What would you classify as peanut if I may ask? smiley
That's another big question. The answer is also very relative. It depends on individual and the environment smiley
Re: How To Overcome Spending Without Caution by Nobody: 3:03pm On Jun 04, 2015
factorial1:
The unlimited nature, wants, and needs of man makes ‘careful spending’ a tedious task for everyone. Though money would naturally be spent to satisfy a need, it becomes a more viable asset when such need is well thought out before spending on it, after which you make a quantitative expression of a plan which would last within the period of time you want it to. i.e within the range of time you want those needs to be satisfied.

It is believed that when money is unavailable, many needs begin to flow through one’s thought thereby making one feel financially handicapped, depressed and sometimes frustrated. However, once the money becomes available these needs seem to disappear from the mind and you find yourself spending on things not budgeted for.

This is the major reason for extravagant spending, financial experts say in such case one ends up spending more money than necessary.

Therefore, in order for you to spend wisely, the following must be put into consideration:

Create a plan : It is very essential to plan before your income arrives and avoid planning beyond your income. Plan and then make reserve. This helps you to withstand problems and emergencies that comes thereafter and keeps you from borrowing and piling up debts. While doing this, don’t forget to plan your spending according to the resources and important needs that you have at hand. Hence, make a list of things needed and stick to them when money becomes available.

This created plan should not be kept in thought because there is a greater probability of it evaporating at the appearance or arrival of money, hence, it should be written down and adhered to. Lack of planning and budgeting results to spending money not originally intended for, especially when they are not of necessity at that time.

Satisfaction of pressing needs: Things that are needed most should be satisfied first before the others i.e. the highly pressing issues should be at the top of the list indicating its pressure on which it has to be met. if For instance, you want to buy an expensive bracelet and a wristwatch, bracelet portrays no economic value or purpose than the wristwatch, so you can put that aside. Don’t buy things that attracts your eyes when it sure can’t serve any positive purpose

Spending within your means : This implies spending within your capability and strength and avoiding every extra cost that is not budgeted for so as not to end up a debtor. Make sure you buy those things you have already proposed to, as you have already listed out according to your scale of reference.

Contentment: Be pleased, proud and satisfied with whatever you have, either big or small. Contentment with your salary allows you spend prudently according to the limit of your income. It takes discipline to be contented in spending. When you’re not disciplined in spending, you discover that is either you bought little or what you has worth no use at all. Satisfaction helps you to be able to ignore irrelevant purchases focusing on needs and making progress within your financial capacity. Lack of this major component leads to serious extravagant spending.

CONCILIA ONUOHA

Source: http://businessdayonline.com/2014/06/how-to-overcome-spending-without-caution/#comment-631642

lalasticlala

Also....as soon as you get the salary.....save something.
(One lesson I have learned the hard way)

1 Like

Re: How To Overcome Spending Without Caution by Nobody: 3:06pm On Jun 04, 2015
Ok... Good advice to follow.
Re: How To Overcome Spending Without Caution by IamYhudii(f): 3:14pm On Jun 04, 2015
Good write up. It's in line with Pastor Sam Adeyemi's message titled "Spending Plan".
Re: How To Overcome Spending Without Caution by DjAndroid: 3:15pm On Jun 04, 2015
What of a situation where your newly acquired tokumbo car swears to deplete your pocket?

1 Like

Re: How To Overcome Spending Without Caution by pappyrose(f): 3:16pm On Jun 04, 2015
Burger01:
On top of how much? A civil servant that earns less than 50k, how he wan plan and be contented Op!, your writeup there na fabu...until minimum wage is reviewed, to the very least, 80k angry

If u don't plan when it's less than 50k, u won't plan when it's more than 50k

3 Likes

Re: How To Overcome Spending Without Caution by factorial1(m): 3:18pm On Jun 04, 2015
anonimi:


Kindly delete your post and send it to dollarland. angry shocked

In case you did not notice this is NAIRAland.
Thanks for compliance by doing the needful. grin

Cc: Seun, lalasticlala, ishilove et al.
LOL
Re: How To Overcome Spending Without Caution by anonimi: 3:21pm On Jun 04, 2015
factorial1:
LOL

Ol'boy nor be joke I dey joke...........next time make you and others use OUR own money.







1 Like 1 Share

Re: How To Overcome Spending Without Caution by Kingsboy96(m): 3:26pm On Jun 04, 2015
More lyk an Ijebu man wit Ph.D in economics grin
Re: How To Overcome Spending Without Caution by xmileeasy: 3:30pm On Jun 04, 2015
soe:
u r drunk...did you have to type okay?
couldn't u have just said it in ur mind?

Bia, the fact that u r a waste of sperm doesn't give you the right to cause waste of space
I will take it you were not referring to me. As for your information am not a waste of sperm as you said in your earlier quote. I value the words that I speak from my mouth. I don't want to reply you base on the sanity of your personality.
Re: How To Overcome Spending Without Caution by masties2(f): 3:38pm On Jun 04, 2015
[color=#006600][quote author=adexsimply post=34422356]Na which method I never try finish ? Na which article I
Never read? Na still same. E don taya me sef
Me sef o. Na d same thing. grin money no reach, money no reach bi DAT!
Re: How To Overcome Spending Without Caution by Nobody: 3:38pm On Jun 04, 2015
xmileeasy:

I will take it you were not referring to me. As for your information am not a waste of sperm as you said in your earlier quote. I value the words that I speak from my mouth. I don't want to reply you base on the sanity of your personality.
eeyah...is this the point where I'm meant to break down in tears screaming "forgive me...ooooo..forgive me sir..plsssss....ahhhh...it was the devuuuuuuullllllll....ahhh"

??

Director of comedy, explain to me.

Is this the point?


You better don't let me vex
Re: How To Overcome Spending Without Caution by masties2(f): 3:42pm On Jun 04, 2015
[color=#006600][/color]=DjAndroid post=34423387]What of a situation where your newly acquired tokumbo car swears to deplete your pocket?
Azziinnn, sometimes when I see tokunbo cars for sale I say in my mind another money depleting machine. grin
Re: How To Overcome Spending Without Caution by stranded(m): 3:47pm On Jun 04, 2015
Burger01:
On top of how much? A civil servant that earns less than 50k, how he wan plan and be contented Op!, your writeup there na fabu...until minimum wage is reviewed, to the very least, 80k angry

Even if the minimum wage is raised to 100k, if u do not have a decent and frugal spending culture, you may still have a financial crisis. Even the richest of men are not extravagant in their spending.

2 Likes

Re: How To Overcome Spending Without Caution by Ephemmm: 3:56pm On Jun 04, 2015
bushdoc9919:


Also....as soon as you get the salary.....save something.
(One lesson I have learned the hard way)

In other words, save to leave: don't leave to save.

2 Likes

Re: How To Overcome Spending Without Caution by anonimi: 4:00pm On Jun 04, 2015
Burger01:
On top of how much? A civil servant that earns less than 50k, how he wan plan and be contented Op!, your writeup there na fabu...until minimum wage is reviewed, to the very least, 80k angry


The real palava nor be the minimum wage in isolation that needs to be increased.
Rather it is the "maximum" wage of our political office holders that needs to be urgently REDUCED.

How can an ordinary LGA councillor, whose required qualification is ATTENDED secondary school, collect N300,000 salary guaranteed
Why should a senator and rep. collect N27 million?
Why should a former military DICTATOR pensioner collect N23 million?
Re: How To Overcome Spending Without Caution by whitecat1: 4:01pm On Jun 04, 2015
Leaving your cards at home and putting small cash in your pocket go a long way. You see how the money goes out when you spend cash as opposed to 'swipe me' that you hear everywhere with your debit/credit card.
Re: How To Overcome Spending Without Caution by saintbeckie(f): 4:02pm On Jun 04, 2015
Nice write up but there is need to also pray for divine wisdom in order to apply these knowledge correctly. U are blessed













Original Stone Coated roof tiles and Step tiles aluminum now available in Abeokuta @wholesales price
CALL /WHATSAPP 08034116430

Re: How To Overcome Spending Without Caution by nairabetguru(m): 4:03pm On Jun 04, 2015
kindly teach us on how to make money first grin grin grin grin grin
Re: How To Overcome Spending Without Caution by mokset123: 4:04pm On Jun 04, 2015
Burger01:
On top of how much? A civil servant that earns less than 50k, how he wan plan and be contented Op!, your writeup there na fabu...until minimum wage is reviewed, to the very least, 80k angry
of what use would 80k do if inflation rate takes effect over time
Re: How To Overcome Spending Without Caution by sirviktor(m): 4:07pm On Jun 04, 2015
whitecat1:
Leaving your cards at home and putting small cash in your pocket go a long way. You see how the money goes out when you spend cash as opposed to 'swipe me' that you hear everywhere with your debit/credit card.

LOL. On point!

1 Like

(1) (2) (3) (Reply)

20 Facts About Dangote’s Refinery And Petrochemical Plant / Kofo Akinkugbe Becomes The First Smatcard/Sim Producer In West Africa. / My Experience After Serving My Oga For 7years Including My Gain And Loss

(Go Up)

Sections: politics (1) business autos (1) jobs (1) career education (1) romance computers phones travel sports fashion health
religion celebs tv-movies music-radio literature webmasters programming techmarket

Links: (1) (2) (3) (4) (5) (6) (7) (8) (9) (10)

Nairaland - Copyright © 2005 - 2024 Oluwaseun Osewa. All rights reserved. See How To Advertise. 35
Disclaimer: Every Nairaland member is solely responsible for anything that he/she posts or uploads on Nairaland.