I have discovered that most people we called stingy ain't stingy.They are wise.
To enjoy this tough life,you need to plan.You cant force me to exceed my expenditure plan and give you money No matter how badly you need the money.
Those who are under financial stress are those who go on impulse spending.
Those who work hard to earn money spend wisely, whereas those who don't work spend extravagantly.
If you think am lying, check the kinda phone your girlfriend, those around you who don't work especially the ladies , younger brothers and sister under your custody are using. Check out their dressings.