please house I need urgent advice on how to go about this.

In January I took a loan from a private loan company with a plan to service it via my salary as the facility was given with my salary as a means of payback.

unfortunately since February till date I have only been paid salary once as we have been having issues in my place of employment. since then I have been struggling to meet up my commitment on my loan.

as it is the has closed down with no written disengagement letter but an oral discussion with my boss encouraging us to stay off till things get better.

I have been looking at other ways of surviving or employment but nothing has come through yet .

I want to visit my employer and have him write me a termination letter or should I resign , this is to open a discussion with the credit company to re arrange my loan to spread it over a period of time with a comfortable monthly remittance.

Note : it is not a bank.

kweenkong:
please house I need urgent advice on how to go about this.

In January I took a loan from a private loan company with a plan to service it via my salary as the facility was given with my salary as a means of payback.

unfortunately since February till date I have only been paid salary once as we have been having issues in my place of employment. since then I have been struggling to meet up my commitment on my loan.

as it is the has closed down with no written disengagement letter but an oral discussion with my boss encouraging us to stay off till things get better.

I have been looking at other ways of surviving or employment but nothing has come through yet .

I want to visit my employer and have him write me a termination letter or should I resign , this is to open a discussion with the credit company to re arrange my loan to spread it over a period of time with a comfortable monthly remittance.

Note : it is not a bank.

Just write to the credit company explaining to them the situation at your place of employment. They have no option but to rearrange the loan repayment.

Let the credit company know you have lost your job, the loan terms will be re-negotiated, They have no choice

This is my advice. Tell the loan people to renegotiate repayment term for you. About your work. Let me use this medium to give u an information. What you need now is Plan B. What is Plan B? This is the second plan apart from white cola job. Business to be precise. Since I have realized one can lost plan A which is job any time I have decided to Go for plan B instead and trust me I can never work for anybody. Since I have been in business no more borrowing. Becos if I take job I will still live with loan and there will be no time for me to think anything outside salary. Let's talk how you can get started. Serious minded only pls. God is ur strength. Remember the richest people on earth are business men. Start one today. Call or whatapp 07035071971. Fb Abidemi Blessing Kayode

thank you all for your responses , I have written to them and hope to get a reply today . will keep u update d.