Tell me who likes to save?

Yes, we all know saving is one of the financially smart thing to do with extra cash. So how many has this extra cash to save? Most people can barely sustain themselves for a month, talk less of saving.

But there is a trick to saving even when you think you don't have excess.

It's called Budgeting.

How many of us sets a spending limit to our expenses?
How many can make sacrifice on those little luxury eating away your cash?

Do you have to drive my fuel-guzzling SUV when you can take a public transport’
Do have use that expensive weave-on when a wig will be just fine.

What of that expensive biscuit or chocolate you can deny yourself of.

All these and more are killing your ability to budget and save.

Here is an article on "Why Budgeting Is Not That Bad"
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It highlights some of the tips to creating and implementing a successful budget like how to define your income and track your spending

It also gives you a step by step guide on how to create your budget