The ATM (Automated Teller Machine) has been around for years and has made the withdrawal of money easy and accessible to anyone in need of instant cash. This feature is the most used feature of the ATM. Aside from withdrawals, the ATM possesses features seldom used by consumers, and these features include payment of bills (e.g. pay TV), transferring of money from one account to another, etc.

Using the ATM to transfer money or pay bills is not a means adopted by the public and this non-adoption has led to constant queues in the banking halls, these queues sometimes last for hours due to Network failure or some random glitch or the other. The use of ATM to transfer money is not new as tutorials on how to use the ATM to transfer money are available online still it is very much un-used by the public.