I wonder why you borrow money and would
intentionally not return it when you later
have the capacity to pay such debt. And you
call yourself a Christian? That's high
wickedness. Shame on you! You are playing
with your eternity. In fact, hell fire is waiting
for you. If you are reading this and you are
one of such Christians that do this, you had
better repent and return whatever does not
belong to you before death meets you. BE
SERIOUSLY WARNED!!! Romans 13:8 "Owe
no man any thing, but to love one another"
Even if it is 5 naira you are owing your fellow, go and pay it back, unless he has given you not to return. This is one of things people take trivial and it takes them to Hell FIRE. Save your future.