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|My Experience In The Nigeria Banking Fraud System by beautyerhu86(f): 11:13pm On Mar 16, 2016|
Nigerian Banks have been stealing from us all in the name of monthly charges of SMS and Email alerts. We complained as they charge more than the messages sent, but nothing has been done to fix this. Sometimes while sitting at the comfort of your home or office, you will just receive alert that your account has been debited. No be sey u comot ohhhhh, u fit neva brush teeth sef, yet u go dey receive irrelevant alerts. Sometimes you go shopping with your ATM card, after picking all you want, you slut your ATM card into the POS machine, the next you see is alert that your account has been debited but the account of the shop you went to buy things have not been credited. Meanwhile the receipt that prints out shows declined, invalid transaction or insufficient funds but all the same your account was debited. You go to ATM to withdraw your little money, the same thing happens.
I have been a victim of all these things I mentioned above starting from Ecobank that willingly debited my account of 17K in october 2007 for no just reason, it took them 3 months to refund me my money. Ecobank for refinery Kaduna know my story. Even my mama sef don give dem red eye. When dem comot 17K from my money, after much complain of over 2 months dem no react, As january of 2008 rish, Na so I go the branch manager office go siddon ground dey cry out my life. Because that money na my school fees dem touch and if e no complete no final exams for me. Na so branch manager (of blessed memory) con beg tire ohhhhhhhh sey mek I go back school sey dem go refund my money. The following day Na so I travel back to school. After 2 days, branch manager nai call me sey mek i go Nnewi branch to withdraw so I go fit pay my fees.
Stanbic IBTC was found of robbing us constantly during my NYSC days. You can imagine after NYSC must have managed to pay our usual N9,700 then, you get to withdraw and can't withdraw everything. Fellow Nairalanders, tell me is this not stealing. My business with Stanbic IBTC ended on october 14th 2010, that was the day I finished serving Nigeria.
Fidelity Bank robbed me of 1K in 2013 when i went to withdraw from the ATM, the machine never dispensed any money, i trekked from Opebi to Mangoro that day (not my 1st time of trekking that distance but that trekking was not bargained for that day). I complained on several occasions to the branch the account was opened at Opebi-Allen, I was made to fill a form but my money was never refunded till date after claiming it was system error. In January 2014, I went to Fidelity ATM again to withdraw 3K, same thing occurred, money wasn't dispensed but I received alert and mail that I have been debited. That was my last cash. With tears in my eyes I called a former colleague whose aunt works with fidelity. She later called back to tell me that my money will be reversed before nightfall. True to her words, the money was reversed, my business ended with Fidelity Bank after I withdrew that 3K.
February 2015, it was the turn of GTB to deal with Beauty. Kaiiii I have suffered in the Nigerian Banking system shaaaaaaaaa. After meeting with my Gynaecologist at the General Hospital, he prescribed some drugs worth almost 15K. I went to a popular pharmacy at Ikota shopping complex, Ajah to purchase these drugs, I slot my GTB MasterCard into the POS Machine, guess what my account was debited but the pharmacy's account wasn't credited the invoice that printed out of the machine shows 'Declined'. The owner of the pharmacy instructed her girl to follow me to the bank very close to the pharmacy to lay the complain. Come see me see GTB naaaaaaa, they told me to fill a form and that the money will be reversed after 24 hours. They even instructed me to go to another branch to lay complains which I did. I didn't see alert after 24 hours, they now said it will be 48 hours. Hmmmmmmmmmm see me see wahala ohhhhhhhh on top my health from 24 hours to 48 hours to 7 working days to 14 working days. On a very good day, I just baff dress go siddon with them from 10 am to 6 pm without food and water. I created a scene in the bank that all of them learnt their job that day. They were forced to call interswitch, POS and head office. All the people they called head my voice of shouting from the background of the conversation. See begging naaaaaaaa. I went home that evening to expect alert. After 2 days, my account was credited. One of the bank officials called to know if I received the alert and also bought my drugs. You can imagine how the guy was begging me not to close my account.
It is because of this excess charges I left Skye Bank and UBA. If any bank treats me any how will irrelevant charges, I just forget everything about them. I can't be a dunce for my own money again naaaaaa.
My aim of writing this is because of N50 stamp fee, N100 ATM and Cheque book leaflet, N200 transfer fee form that has been imposed on us by the FG and CBN. You all should wait to see how the banks will make that
|Re: My Experience In The Nigeria Banking Fraud System by Elzends(m): 11:15pm On Mar 16, 2016|
If pesin dey swear 4 bank, ecobank 4 don fold since... Pls paragraph ur write up...
|Re: My Experience In The Nigeria Banking Fraud System by Nobody: 11:17pm On Mar 16, 2016|
|Re: My Experience In The Nigeria Banking Fraud System by pillarmaria(m): 11:17pm On Mar 16, 2016|
just got debited of almost #200 for unknown E-top up recharge that I stopped using for long.
|Re: My Experience In The Nigeria Banking Fraud System by Roidatom(m): 11:19pm On Mar 16, 2016|
Anyways, banks and telecommunications networks really know how to 'make profit' (allegedly 'steal') from their customers.
N1 from 1 million customers in one week = N1million
N50 from 1 million customers in one week = N50million
Multiply by 52 weeks in a year. I dunno. Na correct business sha.
Stick with GTB. They're great.
|Re: My Experience In The Nigeria Banking Fraud System by beautyerhu86(f): 11:36pm On Mar 16, 2016|
Never you address me as a prostitute. I had 7 years working experience in Nigeria before heading abroad for my masters. As a matter of fact, I am still maintaining one of my bank accounts even while in Europe. Different organizations calls for different salary account. So please mind your comments.
|Re: My Experience In The Nigeria Banking Fraud System by Vision4God: 11:53pm On Mar 16, 2016|
Must d FG rob d masses just to boost d economy?
Imagine how much wud b generated after all ds deductions.
Bank and Banking job? Hhmmm
|Re: My Experience In The Nigeria Banking Fraud System by pillarmaria(m): 12:07am On Mar 17, 2016|
beautyerhu86:person no dey play with you?
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