Knowledgepool Consulting Limited wishes to announce vacancies for the positions below for a new Microfinance Bank.

Job title: Area Manager (Retail Loans) Group & Individual Lending.

Branches: Akure, Ilorin

Job Description:
a. Area Managers (Retail Loans) Group & Individual lending:
Income and Expenditures of Loan Distribution
• To follow up and take necessary steps regarding monthly target achievement ,loan distribution according to ceiling etc also follow up on monthly income and expenditure
Branch Visit
• To perform the monitoring of one branch per day as per the prescribed monitoring form. Except any emergency work, monitoring of one branch is to be completed at a time. Also visit a group during this time. Besides, perform the other function of supervision and implementation during the period of monitoring
Group Lending Function
• To observe and investigate closely whether the relevant Branch Manager violates the rules of expenditure and budget as mentioned in the manual.
• To identify the mistakes of the Branch Manager and give him a chance for rectification for the first time and impose punishment for the 2nd time. But, in all cases, punishment will be effective according to the rules
• To measure the qualitative standard of the organizational activities and achievement of targets and take action again to fulfill the target if there is any deficiency
• Trainee Employees: send the head office opinions when a newly appointed employee obtains below 22 marks in the quarterly evaluation paper after the pre-service orientation course
Staff Management
• To keep a sharp eye on the activities of the employees from the Loan Officers to the Branch Manager such as Staff behavior, Interpersonal relationship ,Performances, If needed the attention of higher authorities will be drawn
Overlapping /Duplication
• Take initiative for avoiding overlapping and duplication through coordination with other organization working in the areas
MIS Report
• Access and preserve all types of Management Information System (MIS) and reports received from each branch of the area and preserve their summaries separately in the area and send to the Head Office
Expansion of working area
• To complete the survey through the prescribed form of the organization for expansion of the working area if necessary
Investigation
• If, assigned ,perform investigation properly within the specified time on any matter from the branch level to Area level Reaching the Realization of Default Management
• To know the actual information through discussion with each member on visiting the default branch and determine the strategy on how to realize the member-wise default through discussion with the staff members. If default is created due to negligence of any staff, then transfer that staff instantly to another unit or take to any other relevant action. Perform responsibilities for realizing default loans as mentioned in the manual and Zero Portfolio –at Risk (PAR)

Qualification required:
• Must have at least 6 years’ microfinance experience in related job functions.
• Evidence of professional qualifications will be an added advantage
• University Degree in a related subject.

Kindly send your comprehensive resume to knowledgepoolconsultinglimited@gmail.com

CLOSING DATE: 16th September, 2016

NOTE: ONLY CANDIDATES FROM THE SPECIFIED LOCATION WILL BE SHORTLISTED.
USE THE POSITION YOU ARE APPLYING FOR AS SUBJECT AND LOCATION.