Agriculture and saving in the bank, which one is better ? There was an argument between these two wise men, one argued that he will rather save all his income in the bank while the other prefer to diversify some into agriculture they decided to place such argument into reality for one year They are both earning N150,000 per month they decided to use N50,000 for the test. They both had plots of land. For one year one person had saved 600,000 in the bank while the other person decided to buy a calf(small cow) for N40,000 and used the remaining to pay the fulani employee however, he had 12 cows all together kept on his plot of land. At the end of one year they invited an anaylist to compare and contrast. The person who saved in the bank had to reconcile his cash book with his bank because the money was not complete the bank statement showed N596,000 while the other person called a valuer to value his cow one of the cow valued 100,000 while others value 70,000 which automatically rise the initial investment of 600,000. They laughed over it and decided to share their challenges in the cause of the test. One of them said that at the 7th month the wife mistakenly saw the alert on his phone , ever since then she has being looking for one expenses or the other while the other said that the wife had been a good supervisor to the fulani man since she knows that they will all benefit . They both had the same risk Theft of animal and fraud , death of animal and liquidation, health and bank charges. Fulani salary and maintence of empty plot of land. Who is wiser ?