whether you use your borrowed credit or not glo reclaims back its money after 48 hours. borrowing high amounts you might not use is of no benefit considering you would have to pay a 10% fee. any one knows if other networks have this unstated term?

in other words if you borrow N500 (left with N450) and you use only N300 after 48 hours glo deducts the remaining N150 of borrowed credit and you still pay back the N350 balance when you load credit.

recent development shows that glo has improved by giving date by which payment must be made before deductions on available credit begin to take place. an improvement.