Real Estate is considered the best form of investment by many. Here are some of the reasons:

1. A NECESSITY: Provide’s shelter, which is one of man’s basic need. Being homeless is tragic, frustrating and dehumanizing, implying there will always be a constant demand for housing till the end of time.

2. CAPITAL APPRECIATION: Increase in value of the property over time, slowly, steadily but surely to secure tomorrow.

3. A HEDGE AGAINST INFLATION: Real estate is not easily devalued nor does it depreciate easily. It withstands fluctuations, fiscal and monetary policies better than all other asset class.

4. CASH FLOW: Provides cash flow, either as rental income or profit via capital appreciation. Cash flow is the life line of everyone or business

5. LEGACY: It can be passed on to generations. It often forms the bulk of assets willed to family members.

6. PRIDE OF OWNERSHIP: Real Estate is also a thing of pride to the owner and confers prestige for we Africans. People give testimonies about owning Real Estate than other asset base. A man’s home, his castle, his pride.

7. SENSE OF SECURITY: With Real Estate, you feel a sense of security. No more landlord palaver and rent issues. Like the now popular slang “sack your landlord”

8. EQUITY: Owning a home gives you more freedom financially as you can have tremendous equity built up in the ever appreciating value of your property.

9. MULTIPURPOSE USAGE: Can be used as a place of residence, a place of business (office space/ warehouse/ showroom/ Retails shops) etc

*Buy – to -Live
*Buy – to – Lease/Rent
*Buy – to – Use
*Buy – to – Hold
*Buy – to – Sell

10.CORE FUNDAMENTAL OF WEALTH: Produces various streams of income. Most billionaires in the world own tremendous amount of real estate as it provides a cushion of stability in times of volatility.

11. STABILITY – Real estate gives you stable income. It is less volatility than most other assets. Your best friend in retirement

12. SOLID AND TANGIBLE – You can touch your building or land. You can see it, feel it, smell it. That can’t be said by most other kinds of investments/ assets.

13. COLLATERAL – Banks love real properties. Banks love to loan money against real estate. Perfected title deeds of real estate remains the best collateral to access.

14. OWNER’S CONTROL -With real estate, you can increase value and income with efforts such as renovation, or change of use. You can subdivide the property to get higher rent.

15. FORCED SAVINGS CAPACITY – Great long term investment. You can’t access a home built up equity or appreciated value with an ATM card or cheque book right away.

16. EASE OF FINANCE – Better interest rates. The interest rates are lower on home ownership loans than on a car or business loan. Why? It’s a safer risk. Also, the loan repayment tenure is often longer.

17. LEVERAGE: Real estate offers good leverage. N100,000 can only buy N100,000 worth of stocks, while N100,000 down payment can buy N1m in real estate with a 90% loan to value.

18. PERMANENT RESIDENCY STATUS: Property acquisition in certain countries can now confer permanent residency status on the buyer and a family of four.

19. FREEDOM: Having your own part of real estate gives you some freedom. You can decide to paint your walls pink… lol

20. SENSE OF COMMUNITY: Owning a home gives you a feeling of belonging in a neighborhood. It gives you the sense of putting down roots and getting established.

21. TAX ADVANTAGE: Real estate acquisition and ownership can be used to defray income tax liabilities

22. PRIVACY: If you own your home, you don’t have to worry about the land lord checking on you. You are the owner! silent income stream. Nobody needs to know how many properties you own.

23. AN ACT OF PATRIOTISM: Home ownership figures aid in strengthening a Nation’s GDP

24. DUAL CITIZENSHIP: Ownership of properties in certain nations like Nevis & St Kiss, Cyprus confer an almost automatic citizenship on property owners and their families

25. ABILITY TO INVEST ON ANY LEVEL: Anyone can get onto the property ladder on any budget and disposable income.

Now you know, It’s time to act