This an analogy of how MMM works;

Assuming 5 friends A,B,C,D,and E resolve to render help worth 100,000 each on MMM with 30% return on investment. Total money in the pool will be 500,000. Since the fund is not invested anywhere, the dormant total remains 500,000

On request of assistance. A collects, 130,000 from the pool leaving a balance of 370,000. B collects 130,000, leaving a balance of 240,000. C collects 130,000 leaving a balance of 110,000. With the balance of 110,000, it means that the fourth person D can only get his initial capital and 10% return on investment. What happens to the fifth person, E? An economic hole is dug. For every 5 persons, one person loses his invested capital.
One will ask why is the scheme surviving today?

The simple answer is that the pledged and requested help are not happening simultaneously but for every help, a hole is created. That means for 500 people, 100 will lose their money.

For 1million persons, we will have 200,000 destitutes and hole becomes wider and wider daily. This is presently the situation with MMM Nigeria and this is why they need more people to provide help so that others who have got funds stuck in there can draw from.

Now that the panic has been created, if at all it opens up again on January 14th as promised, the panic withdrawals by Nigerians will create a shock in the system that is guaranteed to collapse it completely. This is guaranteed to happen at some point in time. This is how and why Ponzi schemes ALWAYS collapse.

TO THE GREEDY LOTS BEWARE