Do you wanna go to that dream holiday to Thailand in December? Do you wanna surprise your parents with new furniture? Do you wanna save enough money to deposit a car? Do you wanna buy your partner engagement/wedding ring? Do you wanna renovate your house? Here is how you can save money this year to be able to fulfil your dream:

● Instead of paying N20,000 to N40,000k at a posh bar to buy liquor, go and get it at a wine shop or supermarket and chill at home.
● Because you go to clubs to hook up with people, host bring & braai and ask your friends to come with their other friends.
● Stop meeting friends at restaurants
● Avoid walking around with your bank cards
● Carry lunch box to work
● Stop letting Instagram to influence your decisions
● Buy things using cash ONLY
● Rent out your extra bedroom
● Pay up and close all your clothing accounts
● Open a 32 days account
● Do you really need gym membership or you're only doing it for checkins and pics for IG & Facebook?
● Enrol for a short course at The National Open University of Nigeria it will keep you busy and stop you from going up and down wasting money

You're welcome to add other ways of saving money this year.

Happy new year!

H