Dealing with your car insurance company after a crash can be a time-consuming hassle. Now imagine what it’s like to deal with the insurance company of a person you don’t know who crashed into your car.

Here are some tips to ensure you maintain your cool — and your sanity — when making a claim with someone else’s insurer, known as a third-party claim.
Gather necessary information

The driver who crashes into your car is responsible for reporting the accident to his or her car insurance company. However, make sure you contact their insurer as well. Motorists who cause accidents are often reluctant to report them.
It’s vital to get complete information on the other party at the accident scene. Collect the following:

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