ok

Becareful and make sure they are not fraud checks

If it is a certified check,you can withdraw it in any of the local banks in Nigeria.I have a friend that does Google Adsense and was paid with check from google.He withdrew it from his bakn(GTB)But be careful of the check they send to you.

"I am expecting some payment from a US based firm, being refund for some deposit"
Do you mean you sent fraud money from stolen account and you are waiting for money back.
are you 419 check scammer.

@worry246,

Initially I was a bit disturbed by your post but when I looked again at your id, I changed my mind. I see you worry too much. My brother you need not be that harsh. I am not a 419. Far from it. Mind you we are not all 419.

It is rather irresponsible to prejudge the good intentions of millions of vibrant, good natured and industrious Nigerians, who are always seeking for legal ways to enhance their quality of life and classify all as 419 just because of the misdemeanor of a handful.

Having said that I must express my appreciation to the guys who have provided some useful explanation. Thanks very much. The firm in question is a reputable firm, which has a web portal that enables you to buy items of interest and they will also arrange shipping for you. You may only pay via Paypal, wire transfer or certified check and they can only refund via Paypal or sending you a company check.

@eluala,
why don't you request them to wire the funds back to your account - it usually takes between 24 to 48 hrs. Or you might as well wait for the check to come in as long as it is genuine, you should be able to deposit/cash it in most Nigerian banks.