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mrvitalis:
All banks making profit this year but won't sponsor unemployed graduates with soft loans

Makes can keep 200bn every year to be loans to the youths to start investments imagine how much job this would creat

Also imagine how much money could be lost.

Why are banks eager to declare billions as profit yet they fill their workforce with contract staff and pay them peanuts. Enough of all these exploitations.

wolextayo:
But how dem dey gain self. I save money I withdraw am back. Abi na ghost gain ni or they are faking it

SMS alert

End of the month bal alert

Happy birthday alert

Min balance

ATM maintenance fee

ATM renewal

Online banking charges

Mobile banking charges

Techpaded:
at customers loss

at shareholders gain.

Impressive development, comparing the profit declared to the likes of GTB and Zenith bank the top players in the banking industry it's nothing worthwhile. Anyways I pray they recruit next year, love to join their workforce.

One bottle of Orijin for YU!

Finstar:
Great.. This is what happens when we all prefer to save our money in the bank than use them to start up a business. The rich invest, the poor save.. SMH..

Visit www.entmirror.com for all your business ideas

The Banks are just living fat on forex profits. No one is interested in doing real retail banking business anymore. Hope the next CBN Governor is someone with a solid background in economics like what obtains in other climes not another banker who'll be sympathetic to the banks.

Chai access dey hammer for our head o,but give small businesses loan hoosai.

Jethrolite:
Also imagine how much money could be lost.

Lost ? How ? You can't give someone loan without a business plan and strong monitoring

kkko:
I did not read the news but I think the father is the cause of the problem. since the daughter got pregnanted by the Landlord, the father should either abort the pregnancy and move on but if not, the father should try and pregnant the landlord wife too or make Amala for the landlord to eat and die.

Your comment is on the wrong thread

Op, and others interested in the nigerian stock market; kindly join us @ https://www.nairaland.com/1131485/nigerian-stock-exchange-market-pick/2681

Na so. The only thing our banks know is to keep declaring billions of naira as PROFIT yet we do not see any economic reflection. Go to bank for loan and they will almost slaughter you with ridiculous charges and interests.

Ordinary to ensure that ATMs are continously loaded on Fridays (so that bobos can have TGIF money) most banks will suddenly start generating network problems everywhere. This is just to ensure there capital target (money in the bank) for that week is not depleted.

Jonzing pipo

mrvitalis:

Lost ? How ? You can't give someone loan without a business plan and strong monitoring

Story, that's how BOI deceived us with business plan and NYSC certificate ruse. No bank will give you money unless you have collateral with forced sale value that covers the loan and I totally support banks. This year I came into some money and gave out soft loans running into millions to help family and friends. All the loans are currently toxic because they had nothing to lose. Business plan and all are worthless, even you self when money touches your hand, you go weak. All sorts of crazy expenses starts coming up including lau lau budget.

So just leave the banks as they operate, if you want loan then build a business from your savings and build a steady cash flow with your bank account. The bank will come to you. Also banks are more interested in making 28% from a single N1bn loan than from 200 N5m loans.

Many of this so called mushroom banks that declares fake profit.

why won't they make profit... with the rate they cut corpers allawee...

Jethrolite:
Story, that's how BOI deceived us with business plan and NYSC certificate ruse. No bank will give you money unless you have collateral with forced sale value that covers the loan and I totally support banks. This year I came into some money and gave out soft loans running into millions to help family and friends. All the loans are currently toxic because they had nothing to lose. Business plan and all are worthless, even you self when money touches your hand, you go weak. All sorts of crazy expenses starts coming up including lau lau budget.

So just leave the banks as they operate, if you want loan then build a business from your savings and build a steady cash flow with your bank account. The bank will come to you. Also banks are more interested in making 28% from a single N1bn loan than from 200 N5m loans.

You failed because you gave out the loan the wrong way

Soft loan work all over the world bro

And who says the banks have to give you the money cash ? There are several ways of funding bro

Banks can buy all the equipment and materials needed for smooth take off of the business

Clerverly:
Sai Buhari 2023!

You knw when Buhari loses in 2019,u meal ticket is gone

bemyguest:
Many of this so called mushroom banks that declares fake profit.

Mushroom bank? wetin you dey smoke sef?

MISSNORA:
Zenith outshines them all

What is their profit?

mrvitalis:


You failed because you gave out the loan the wrong way

Soft loan work all over the world bro

And who says the banks have to give you the money cash ? There are several ways of funding bro

Banks can buy all the equipment and materials needed for smooth take off of the business

I hear you, be waiting for Bank to give you loan.

Jethrolite:
I hear you, be waiting for Bank to give you loan.

Go n read the function of a bank bro

And my money de there... All these unecessary charges how una no go make such third quarter profit..

holybabayo:

What is their profit?

129 Billion after tax

holybabayo:

What is their profit?

152.552billion

Yorubabhoy:

129 Billion after tax

he ask u

Ok