i have to make a decision on either to face my ACCA squarely or my 40k payin job, im just 20 n have written ACCA up to the stage where it is now gettin serious. and i nid time to face it squarely what do you think i do?

Well, if you can afford to study full-time, why not?
Full-time study is always the best, no matter what anyone says. Employers are usually not sympathetic to staff studying on company time.
But if you can't afford it, just find the time somewhere. Blank out the part of your life that is consuming your time asides work right now.

this is a professional exam which is written at certain period of the year and not every time. well, if you attend lectures/tutorial class which clashes with your work, just set it off. makes private arrangement with some of lecturer and fixed the lecture period to your own spare time