Three things are needed to creatively own your home;

Down payment
Mortgage loan
Repayment plan.

for example you want to buy a house that cost N50,000,000

you might not have this amount and it will take you a long time to get this. what then do you do?

you make sure you have certain percentage of the money..let's say 20%- 30% of the said amount.

the finance house would fund the
remaining 70%-80% . The finance house will now schedule the repayment plan and spread this amount that you now use your rent to offset monthly or annually.

it is that simple and that complicated.

the challenge most people have is the down payment. how do I raise 30% of 50m.

well the way out is this;

REAL ESTATE CROWDFUNDING.