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ALAT Lite A/c BY Wema Bank.#online Banking Platform - Business - Nairaland

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ALAT Lite A/c BY Wema Bank.#online Banking Platform by olivia269: 10:26am On Jan 31, 2018
Good day Ladies and gentlemen.

Dear reader,
I want to introduce you to a platform called Alat lite A/c.

what is Alat?
ALAT is Nigeria’s first fully functional digital bank. With ALAT, you can do all your banking transactions without being physically present at a bank.

How is Alat different from banking app?
ALAT is built from scratch to be entirely digital, making all banking services available to you anywhere you can access the internet. In comparison, a banking app only offers some banking services (typically airtime purchases, bill payments and transfers). With a banking app, you usually still need to go to a physical bank to get a debit card and activate it, submit documents and often, to get some kinds of customer support.

Which mobile platforms are supported?
You can use ALAT on iOS and Android devices.

why should I use Alat?
ALAT will save you time with a simple account opening process that takes less than five minutes, help you put money away easily by automating your saving, make sure your bills are paid on time with its scheduled payments feature and deliver a free debit card you can activate, lock and unlock from your phone to you anywhere in Nigeria.

Must I provide my BVN to open an ALAT account?
Central Bank regulations require you to have a BVN to own a fully functional account. We need your BVN to automatically retrieve your personal information so you won't need to fill a lengthy form when signing up.

How do I open an ALAT account without going to a bank?
You can open an ALAT account easily on from your phone. Install ALAT from the Apple App Store or the Google Play Store, open the app and sign up with your Bank Verification Number and a valid phone number.

How long does it take to open an ALAT account?
Opening an ALAT account from your phone takes about five minutes, a lot quicker than going to a regular bank to open an account.

What kind of account can I open on ALAT?
With photos of your face and signature, you can open a basic ALAT account. This account is restricted to a balance of 300,000 naira, a single deposit limit of 50,000 naira, and a daily transaction limit of 30,000 naira. When you upload photos of your government-approved ID card and a utility bill, your account will be upgraded to a standard savings account without these restrictions.

I have uploaded my documents but my account is restricted?
Your account will be activated as soon as we've verified your documents and address. In the meantime, you can save money in your ALAT account but you can't spend from it.

Why is my ALAT account not up and running?
If you can't withdraw cash, it could be one of the following reasons:
1. You have not uploaded all required documents.
2. Your residential address has not been verified.
3. One or more documents you supplied have expired or are invalid.
4. Details on one or more of your documents do not match your personal details we have.

How do I fund my newly opened ALAT account?
1. By direct debit from your Wema Bank account to your ALAT account: a. Log in to the ALAT app and click Fund My Account . b. Click the From Wema Account menu option. Both the ALAT and Wema accounts will be displayed with their account balances. c. Type the amount you want to fund your ALAT account with. d. Type the six-digit code sent to your registered phone number by SMS. e. Click Fund Account� to complete. 2. With a bank card from any Nigerian bank: a. Log in to the ALAT app and Click Fund My Account . b. Click the
From Other Bank Card menu option and type the debit card details (card number, expiry date and Security) in the fields provided. c. Authenticate with the card PIN and type the token sent to your phone number by SMS to add the card. d. Type the amount to be transferred from the added debit card to your ALAT account and authenticate with the card PIN and the six-digit code sent to your phone number by SMS. 3. With a foreign bank card: a. Log in to the ALAT app and Click Fund My Account . b. Click the From Foreign Card menu option and type the debit card details (card number, expiry date and Security) in the fields provided. c. Authenticate with the card PIN and type the token sent to your phone number by SMS to add the card. d. Type the amount to be transferred from the added debit card to your ALAT account and authenticate with the card PIN and the six-digit code sent to your phone number by SMS. 4. By transferring money from another bank’s online banking platform.

Can I deposit cash into my ALAT account?
For your convenience, you can deposit cash into your ALAT account at any branch of Wema Bank. To find a branch close to you, log in to the ALAT app, click Talk To Us then click
Branch & ATM Finder .

Can I use ALAT on more than one device?
You can install ALAT on more than one device, but for security reasons, you can only log in on one device at a time. You will be required to authorize or authenticate any device you're switching to.

is Alat secure?
We take security, privacy and the protection of your personal information very seriously. We always use the latest versions of security software for verification and we run regular tests to find and remove weaknesses in our systems.

What do you do with the account opening information I provided?
Your privacy is very important, so we handle your personal information with great care. We store your data securely and transfer it only through encrypted connections. We use your personal information to identify you, enable money transfers and customise your deals.

Can I change my personal information on ALAT after my account has been opened?
Yes. Send an email to help@alat.ng or call 070022552528 to change your personal information

What should I do if my phone is stolen?
The ALAT app installed on your phone is secured with your personal login password so your money will be safe, but you should take these steps as soon as possible:
1. Install the ALAT app on another device and log in.
2. Set a new login password. Click Settings then click Change My Password.
3. Review your transaction history to validate recent transactions and send an email to help@alat.ng or call 070022552528 if you spot any unauthorised transaction.

Can I use my ALAT card abroad?
Yes, you can. Click� Card Control in the Cards menu, set the channels your card will work on and the country/countries where you will use it.

What are the fees charged for using my ALAT debit card?
As with regular banks, you are charged for payments made with your ALAT card. Web and POS payments are free and you are charged for ATM withdrawals only after the third withdrawal each month.

Will I pay to have my card delivered?
No, the cost of delivery is on us. smiley

How do I request for my ALAT debit card?
Click the Cards menu option, swipe to pick your favourite card design and confirm your choice with your ALAT PIN then type your delivery address and click Submit . Your card will be delivered to you in two business days.

will they debit me if I share my referral code to family and friend?
yes we will give u sum of one thousand naira on whosoever opens it.if u can meet the target of 10people,we will debit you five thousands naira and bonus of five thousands naira making 10k in your account.

ps-you can use the referral code T1KKTT.

for more information and enquiries,you can google it online or call the number on the platform above.

Thanks for banking with us.


I am hoping to be their Online Brand Ambassadors of WEMA BANK.

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