Saving is hard even in the best of financial circumstances. It’s even harder when you’re living paycheck to paycheck or just starting out your career on a tight salary and budget. A savings account with a little emergency fund should be one of your first financial goals, however, because it starts building that “savings” muscle and momentum for your larger money objectives. It takes discipline, but it’s not impossible to get even $1,000 of savings under your belt if you’re living paycheck to paycheck.

Start With Your “Why”
If you’re hoping to start a savings strategy when things are a little strapped, you’re going to need more motivation than someone just telling you it’s a good idea. Start with really spending time understanding your why. Maybe you want to be able to feel more stable in case of an unexpected expense. Or maybe your savings will help get you on the road to a bigger goal, like saving for that dream vacation, a down payment for a house, or starting a family. Once you’ve got a firm reason in your head and heart, it will make it that much easier to envision your end goal when you need to make small, but sometimes difficult little sacrifices along the way. We use this goal strategy in plenty of other areas of our life and it definitely applies to finances too!

Read more at: http://www.virtuedigest.com/how-to-save-money-when-you-live-paycheck-to-paycheck/