Welcome, Guest: Register On Nairaland / LOGIN! / Trending / Recent / NewStats: 3,194,938 members, 7,956,529 topics. Date: Monday, 23 September 2024 at 01:22 PM |
Nairaland Forum / Nairaland / General / Business / Nigerian Banks And Its Systematic Extortion (share Your Experience) (16147 Views)
Frauds In Banks And Banks In Fraud / Easter Messages By Banks And Organizations / How Banks And Bankers Are Getting Richer Through Foolish Dead Husbands (2) (3) (4)
(1) (2) (3) (4) (5) (Reply) (Go Down)
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by Iphran6: 2:46pm On Sep 03, 2018 |
UBA is worst...deductes 52 naira twice every month for card maintenance and I have just one card...thieves,will soon leave that ancient bank |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by OyinO: 2:47pm On Sep 03, 2018 |
seyigiggle:Grow Up!!! Its been like that since Goodluck and before him. I know the present administration has failed woefully on its campaign promises but dont tag this open extortion to it. Thanks! |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by Edipee(m): 2:49pm On Sep 03, 2018 |
Fidelity bank charges me N72.50 per transfer 1 Like |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by Nobody: 2:53pm On Sep 03, 2018 |
Digitalwitch:abegi...they charge there too maybe not as much as done here. but the OP has complained about virtually every banking charge. does he want free banking? |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by uboma(m): 2:56pm On Sep 03, 2018 |
Sijo01: You are right. Central Bank of Nigeria has failed to checkmate the excesses of the banking industry. 5 Likes |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by spiritedtete: 2:58pm On Sep 03, 2018 |
Zenith bank.. Hardly returns transactions that is initiated via ussd or online POS. My error transaction money with them will be upto 80k... At different transaction. Just this year alone. That bank suck. They also sholve down pin+token on customer's throat. Limited there bank app transaction to 200k daily only. Zenith bank is useless Abeg. I regret ever banking with them. |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by uboma(m): 3:00pm On Sep 03, 2018 |
izzy4shizzy: Lols. This is painful though. Despite the huge profits after tax they make annually, they cannot send out birthday messages to their clients free of charge. 1 Like |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by uboma(m): 3:02pm On Sep 03, 2018 |
desmondude: Take up with them till they do a refund. 1 Like |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by uboma(m): 3:02pm On Sep 03, 2018 |
Jflex07: lols |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by webizone(m): 3:03pm On Sep 03, 2018 |
eleojo23:Oga close that account NOW or one day you will pay for them charges (BVN and credit score things) so if you like run to another bank, there's no escape. Meanwhile, FIRS has joined the fray o, they can now FREEZE YOUR ACCOUNT if they say you owe them tax (unless that is not implemented if Nigerians rise up). That's the world we are living in today. What you have is not yours, you work for the government and the banks. (ps. That's why trading forex is not gambling, it's the best business to be in. You own a share of the banks and govts in turn, you just gotta know how). |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by yahyus(m): 3:14pm On Sep 03, 2018 |
The biggest scam which not everyone knows is, they will send you birthday wishes sms on your birthday and later deduct the money for the text. 1 Like |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by awoofawoo: 3:18pm On Sep 03, 2018 |
Dexpro: You are very correct useless bank......after all the wahala of Firstbank decided on Thursday to open an account with them.....I immediately run into issue with them over BVN.....they held onto my money..... .but today I kunkun told I am not interest in opening any account again and collected my money and walked away...... |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by JohnBoscoKing: 3:25pm On Sep 03, 2018 |
Please, I need the bankers and Insurance expert to advise me on this issue; it happens that, I obtained an unsecured personal loan from Stanbic Ibtc Bank in the year 2014 in which I subscribed to Pesonal Loan Protective Plan(PLPP) Insurance with Stanbic Insurance Brokers and a premium of certain amount had been deducted from my account on monthly basis based on a standing order that I signed with the bank which I believed was been remitted to insurance accordingly. I was regular in my monthly loan repayment as well as my monthly PLPP premium until January 2017 when employment was terminated. Upon received of my termination letter, I approached the bank with a copy of my termination letter notifying the bank of the development. All this why, I expected the bank to have approached insurance for a claim of the outstanding balance of the loan as stated in the policy. Now that I want to start making use of the account, I observed that the account is still in debit with acummulative debit interest. Please, I need your asisstance to ensure that the claim is paid to the bank according because I have been to the bank and discuss this but it seems the bank remains adamount. |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by CAPSLOCKED: 3:29pm On Sep 03, 2018 |
eleojo23: FIRSTBANK STILL COLLECTS MONTHLY MAINTENANCE FEE FOR A CARD THAT EXPIRED 5 MONTHS AGO. I DON'T GET ALERT FOR THIS TRANSACTION, I ONLY NOTICE WHEN I DECIDE TO CHECK MANUALLY. IN THEIR MINDS THEY'RE SMART AND ARE DEALING WITH ME SECRETLY. I NEVER GET THEIR TIME FIRST. 3 Likes |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by Ugosample(m): 3:35pm On Sep 03, 2018 |
Sijo01: exactly |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by webizone(m): 3:36pm On Sep 03, 2018 |
loyedammy:Mehn, na that one dey pain pass. Double capping. Similar to the telecoms capping u with both limited GB and time. Nnah, just to make sure o. 1 Like |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by Ugosample(m): 3:40pm On Sep 03, 2018 |
haryorbarmie83: Don't say that there is NO WAY one can be rich in Nigeria without cheating/fraud If that's the case, Nigeria is in hot soup 2 Likes |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by richcasey: 3:56pm On Sep 03, 2018 |
olujastro: How do you buy your bitcoins? |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by olujastro: 4:22pm On Sep 03, 2018 |
richcasey:localbitcoins.com 1 Like |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by anjilgreat(f): 4:23pm On Sep 03, 2018 |
loyedammy: You are right. Exactly what I was just thinking. Nigerians need to start speaking out so that these banks will be reminded that we are the ones doing them favour since they make profits from our saved money through loans to others. 2 Likes |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by adubam(m): 4:27pm On Sep 03, 2018 |
Proflere: Village people after you. 2 Likes |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by iamphill: 4:37pm On Sep 03, 2018 |
AkpaMgbor: I even thought you had something better to elucidate on. That's typo error. If you got something reasonable we can all learn from bring it on |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by Folksyharry(m): 4:37pm On Sep 03, 2018 |
eleojo23: FCMB did this to me. I was owing over N600 for an account I have not used in more than a year |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by iamphill: 4:38pm On Sep 03, 2018 |
Xda59: Oya teach me oooo |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by mikaael(m): 4:40pm On Sep 03, 2018 |
eleojo23: bros ...you are not alone...Union bank go add interest for #8 wey dey my inactive acct..still deduct am again...I jus dey laff anytime the alerts dey enta... 1 Like |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by Folksyharry(m): 4:41pm On Sep 03, 2018 |
shedy03: UBA charge me N11 for transfer to other banks when I use the Mobile App. But I think it's restricted to a number of transactions because I was charged N52 for the last transfer I made last month after several transfers (I didn't keep track of the number of transfers I made though) |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by olujastro: 4:44pm On Sep 03, 2018 |
loyedammy:I am not and will never be in support of Nigerian banks stealing because I know how fraudulent they are in charging people's accounts illegally sometimes. But Nigerians must learn to confront any unfair challenges rather than run to social media to make noise. I was using UBA and they were charging me anyhow, I simply transferred my money to GTB for good to avoid UBA wahala and I have abandoned them for years now. At a time, GTB was charging me recklessly for SMS. I called customer care and they directed me to my online banking portal where I unsubscribed from SMS alerts myself, and no charges since then. It cost money to send SMS, effect transfer (Nibss must make money as an organisation) and they have to charge for such services or run at a loss. But if you are debited illegally or cheated in any way, do something about it rather than run to social media to cry foul. That's how I live my life cos I totally abhor cheating. 1 Like |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by youngsahito(m): 4:52pm On Sep 03, 2018 |
CBN governor is also receiving his own share of money |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by muffyt05: 5:25pm On Sep 03, 2018 |
Most times I see these banks declare billions of naira quarterly as profits, I nod my head in disbelief seeing the extent these banks are looting us. As for my bank,UBA,na them robb pass. I remember a time I withdrew #10k and got a #10,500 debit alert and I began to wonder what the extra #500 was for. Another time,the debit alert I received was #44 more than the actual amount withdrawn. Dem go pay salary,the same bank go still commot #105 from me as service fee. Card maintenance fee is another charge that gets me cranked up,I mean, how're you maintaining a card that's in my wallet? And a time I went for another ATM card,these fraudster still charged me. The Nigerian banking system is nothing short of a reformed Ponzi scheme 2 Likes |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by ttmax09(m): 5:25pm On Sep 03, 2018 |
shedy03:UBA charges me ATM maintenance fee 2wice a month. Though I already abandoned the account cos of this |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by ebenholer(m): 5:36pm On Sep 03, 2018 |
Who will speak out for d masses when the same leaders in government are the largest shareholders of these banks and benefiting indirectly from this fraud. What a nation called nigeria 1 Like |
Re: Nigerian Banks And Its Systematic Extortion (share Your Experience) by tintedniggz(m): 5:39pm On Sep 03, 2018 |
olujastro:Nothing is free when it comes to having an account with a bank all over the world. You'd to have to cough out certain amount if you have an account with any bank. |
Naira Closes Flat On First Trading Day / Entrepreneurs: Born Or Made Or Lucky ? -lets Discuss / Nigerian Man Calls Out Distributor Who Disappeared After Owing Him N700K
(Go Up)
Sections: politics (1) business autos (1) jobs (1) career education (1) romance computers phones travel sports fashion health religion celebs tv-movies music-radio literature webmasters programming techmarket Links: (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) Nairaland - Copyright © 2005 - 2024 Oluwaseun Osewa. All rights reserved. See How To Advertise. 57 |