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Tips for determining your home-buying budget by fowproperties(m): 12:47pm On Oct 10, 2018 |
You have probably been dreaming about buying your first home for years and now that the time is here, you might have questions about how much house you can actually afford. Speaking to a lender is the most straightforward way to determine the upper limit of your budget, but getting the highest mortgage possible can easily result in one becoming “house poor.” Instead, you should consider all the other factors affecting your monthly budget before deciding on the budget for your new home. 1.Speak to a lender. While having an idea of your budget ahead of time is definitely a good idea, the best way to find out how much house you can afford is to get pre-approved for a home loan. Your lender will take a close look at your finances, including your debt to income ratio and any outstanding loans, and determine the maximum amount that the bank will allow you to spend on a home. To learn more about the homes that are available in your price range in any area of your choice in Abuja, you can contact us on phone no: +234-9080088327 or email us fowproperties@gmail.com
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