As we approach the end of 2018, you need to begin a careful assessment of how you faired financially and otherwise during the year. This is to enable you to know the areas in which you need to make some changes that would help you to have a better new year, 2019. Most times, you just need to make little adjustment to see substantial changes in life.

I have spent the past several weeks, brainstorming and researching about how to get better financially and how to also help thousands of my readers world wide to also achieve same results in 2019. The result of this effort spanning a couple of weeks is what I want to share with you now.

Here are 11 things you need to do differently in 2019 to become the financially successful person that you have always desired to be:

1. Get additional sources of income: If you have only one source of income, then you are taking a very big risk. No matter how anyone shy away from this truth, it still doesn’t change its validity. This applies to everybody, no matter how great you currently earn. What if you lose your current income source? You may hope in your emergency funds. However, what if your emergency funds get exhausted without getting another income source? These are questions that should propel you to start looking for a secondary and even tertiary income sources. You need to spread your financial risk by putting your eggs in a number of baskets – not just one.

2. Change your spending pattern: Cut down expenses. Wasteful spending has always been attributed to be the major cause of financial backwardness. If you must make meaningful financial progress in 2019, you need to identify financial loop holes in your spending patterns and block them. You need to carry out a personal spending audit in order to trace the leaks in your finances and stitch those leakages.

3. Learn a new skill: I always stress the need for skill acquisition. Skill acquisition is very important, because it increases your value. If you can do something which is valuable and which many people cannot do easily, then you can name your price and people will be willing to pay you for such services. If you have a physical shop, the shop could get burnt up by fire and or thrives could steal your goods, but if you have a very useful skill, you will always make money from it.

4. Network more and build more useful relationships: From personal experience, after GOD, your greatest source of progress in life is PEOPLE. Whatever you are today and whatever you will be tomorrow is linked to relationship and people. “No man is an island”, said John Donne and this is very true. You need others to succeed in life and to get better financially.

5. Develop a more positive attitude about life: Over and over again, philosophy and even religion have proven it beyond reasonable doubt that success is more likely to occur, even in the midst of seemingly difficult situations when there is a positive mental attitude and belief.

If you expect the best, you are very much likely to get the best out of life. If you are afraid and pessimistic about life, you are likely to see your fears come into reality.

6. Work hard: There is no substitute to hardwork. In the coming year, be ready to work, work and work. If you are a youth, this is even more applicable to you. Now is the time to work hard. You need to work as hard as possible now as a youth, so that you wouldn’t need to work hard in your old age.

See source for more: https://myafribusiness.com/11-things-you-need-to-do-differently-in-2019-to-become-a-multi-millionaire/

12.
Become a G-guy

My children must grow up in a society where everyone isn't crazy about being a millionaire.

Earthbound:
My children must grow up in a society where everyone isn't crazy about being a millionaire.

Poverty mentality!

Bros, get rich or die trying.

CrazyGooner:


Poverty mentality!

Bros, get rich or die trying.

Touché.



Do you know that 50's line was a product of poverty mentality?
Do you know that line justifies doing anything for money?
Do you know that not everyone will be a millionaire in their lifetimes?
Do you know that those that chase money like there's no tomorrow never seem to have enough?

Change your mentality, brother.

13.Become a Ritualist

Kingdollar28:
12. Become a G-guy

One way or the other money must be made

Earthbound:

Touché.



Do you know that 50's line was a product of poverty mentality?
Do you know that line justifies doing anything for money?
Do you know that not everyone will be a millionaire in their lifetimes?
Do you know that those that chase money like there's no tomorrow never seem to have enough?

Change your mentality, brother.

What you fail to understand is that the word ''Millionaire'' is used most times figuratively, not literally. It is used to talk about financial prosperity and well being, not necessarily someone who have a million naira or dollar in his/her bank account.

No matter how you pretend or shy away from it, the truth remains valid that you need a level of financial success to live comfortably and enjoy the good things of life.

The lack of money has caused more harm in our society than financial prosperity!!!

Insightful article.

I love points 1 and 4.

Larryfest:
One way or the other money must be made

You are right. However, money should be made legally.

Proper preparation prevents poor performance.

Logo benz.