Most people around the world choose vehicles based on a couple of factors, namely the way it looks, safety ratings, engine power, handling, and perceived quality, and of course, the cost. On top of that, a group of cost-conscious and prudent vehicle buyers think even a bit further ahead, and take into consideration factors such as maintenance costs and the cost of car insurance.

One way to determine the cost of insurance for these car models is simply calling an insurance agent for further findings. However, that is not a time efficient method, and it also means you will have to keep going back for more information if you are given new car model ideas later on.

A much effective method of shopping for a car while keeping future insurance premiums in mind is to comprehend the few factors that go into how insurance companies compute premiums based upon differences in car models.
If you are interested in car models with the cheapest or low cost insurance rate, read about these five factors that influence car insurance rates: 

1. Cheap cost means low insurance premium:
You have to understand this simple rule: vehicles that cost less equally tend to cost less to insure.Period! So, while the price of the model you are considering will affect how much you pay for monthly auto payments, it will in like manner also affect the amount you pay in insurance charges.

2. The extent of car-driving pleasure:
Read more: http://www.insurance-domain.org/2019/01/20/how-to-tell-which-cars-have-the-cheapest-insurance-rates/