Are you among those that wish to save your money but find yourself still going back to your spending habits? Then you should read this article.

In the era that we live in, spending money has become so easy as you don’t need to have money in your hand but with the use of internet banking you can buy anything you want and get it delivered to you or send money to whoever you want without even leaving your home.

Most times people make up their mind that they are going to save a percentage of their income but still end up spending it and the next month they still make up their mind to save and still spend it again. The circle goes on and on.

If this is your case, you will find out that at the end of every year when you check your account balance you will find out that you don’t have a savings to fall back on in case of emergencies.

There are lots of things that take our money that we overlook and they include food, clothes, TV subscription, Data, and the worst airtime.

With the way, it is now easy for people to buy airtime from their bank using a particular code ypu can keep spending on airtime without even knowing.

Imagine its night or you’re too tired to go out and you on the phone and your airtime gets finished what do you do? You end the call and wait until you go out to buy airtime. But now you don’t even have to leave your home anymore by just using your bank code you can buy airtime.
I am not saying it’s bad but think of how much you spending now on airtime compared to before. This has affected me before as I keep buying and buying airtime from my bank even when it’s late at night.

Believe me it is difficult to save money nowadays as lots of cool gadgets and accessories are coming out and online shopping has become easier.

The question is how can one reduce the way they sped money so they can have a savings to fall back on in case of emergencies?
Today we will be looking at 5 steps to be able to save your money.

Get Your Head Right

It is impossible to cut down on how you spend money if you do not make up your mind on what you want to do. You must first makeup your mind to start saving money or else you will keep going round the circle.

You will have to identify those things that take a huge part of your income and either eliminate them completely or find a way to reduce them. This may be cutting down on the number of times you eat in a day.

Continue Reading: http://naijahowtozone.com.ng/2019/02/19/5-practical-steps-to-follow-if-you-are-serious-to-save-money/

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