Workforce Group is a Management Consulting and Outsourcing Professional Services Firm. Following its inception in July 2004, Workforce Management Centre Limited (Workforce) has built an enviable reputation as the leading indigenous management and professional services consulting firm in Nigeria. Drawing from its Deep Domain Expertise, in the area of organizational effectiveness and employee performance, the Company is positioned to assist businesses across diverse sectors of the economy in their quest to create sustainable value for their stakeholders.

Credit Officer

Job TypeFull Time
QualificationBA/BSc/HND
Experience 2 years
LocationLagos
Job FieldFinance / Accounting / Audit

Location: Lagos Island
Remuneration: Attractive

Responsibilities

Evaluate creditworthiness by processing loan applications and documentation within specified limits
Interview applicants to determine financial eligibility and feasibility of granting loans
Determine all applicable ratios and metrics and set up debt payment plans
Communicate with clients either to request or to provide information
Prospect for new clients through market research, sourcing, and strategic planning.
Justify decisions (approvals/rejections) and report on them
Complete loan contracts and counsel clients on policies and restrictions
Update job knowledge on types of loans and other financial services
Maintain and update account records
Assess customer needs, explore all options and introduce different types of loans
Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
Go the extra mile to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process
Operate in compliance with laws and regulations and adhere to lending compliance guidelines
Requirements

B.sc/HND in any discipline preferably Statistics, Banking, and finance or Marketing
Minimum of at least 2 years experience as a loan officer or sales executive in a financial institution
Minimum of 5 credits including Mathematics and English
Familiarity with computers and banking applications/software
Solid understanding of direct/indirect lending products and practices
Excellent communication and interpersonal skills
Customer satisfaction orientation and sales competencies
Ability to work in a goal oriented environment
Convincing and sales closing skills
Method of application
please visit www.mycolleague.com.ng