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Stats: 2,968,878 members, 7,206,549 topics. Date: Thursday, 08 December 2022 at 02:53 PM
|.... by isan(m): 8:56pm On Jul 03, 2019|
|Re: .... by onlinetomola(m): 8:58pm On Jul 03, 2019|
|Re: .... by isan(m): 9:06pm On Jul 03, 2019|
can the bank close it without my consent ? with my money there ?
|Re: .... by Nobody: 9:22pm On Jul 03, 2019|
Dude, Go re-activate your account and just request to fill a fixed deposit turning your account to a fixed deposit account, Money can always go in but can't be withdrawn until the end of the fixed duration. This way your bank account is active, healthy, safe and yielding accrued interests on your savings.
|Re: .... by isan(m): 9:25pm On Jul 03, 2019|
oh thank u guy this is the perfect option for me
|Re: .... by EXICON(m): 9:51pm On Jul 03, 2019|
Typically, it's 6 months. But some banks allow more than that e.g Access bank. ( Talking from experience).
I understand you are having a challenge with savings. After you reactivate your account, tell your bank to put your account on PND. It means your account will only be programmed to accept deposits but you can't withdraw from it. You can instruct them to do it for a specific period (1 year or as you like). When you want to withdraw, you instruct them to lift the PND on it.
This will help you in no small measure.
|Re: .... by onlinetomola(m): 11:07pm On Jul 03, 2019|
Yes... If you have money in there and there is no transaction (Debit or Credit) within 3months then your account would be dormant (Inactive). You are going to need a valid ID card & Utility Bill to reactivate it.
|Re: .... by isan(m): 11:54pm On Jul 03, 2019|
thank you for the info
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