I tried withdrawing N20,000 as my first withdrawals (was gonna withdraw N100,000) but surprisingly the options on the union bank ATM machine has just N10,000 as the max option. I tried the other option by clicking on "other' and tried to enter N20,000 manually, clicked on it but it can came back with an error that I cannot withdraw more than N10,000.

Thinking the ATM may have been tampered with I went straight to another union bank branch and to my surprise it is same thing, so I asked the security guard on duty, he confirmed my findings with a more astonishing reply: "Na so we see am ooo", Obviousely, people have been complaining bitterly about this development.

Moreover, i discovered that this changes only affects other bank customers but union bank customers can withdraw up to N40,000 on their first withdrawals on their ATM as against N10,000 for other customers on their first withdrawals. Subsequently, one would begin to wonder what the guys in the Central Bank of Nigeria (CBN) really "regulate".

Is CBN aware of this deliberate margination of other bank customers by Union bank?

Is it acceptable to discriminate against other bank customers?

If I can't easily access cash by visiting the nearest ATM machine I could as well withdraw as much cash at my bank and stock at home which is against the much publicized "cashless policy" by CBN.

What are your thoughts?