This depends totally on your own financial circumstances. More proficient you look on repayment capacity, more easily the lender provides approval on £10000 loan for bad credit. Current income status, bank statement, additional income proof (if any) are your prime tools to prove your repayment capacity. The online existence of these loans is already a guarantee of fast procedures. If you also play your part in a proper way, you can get funds with an even better speed. Instant approval decision and timely fund disbursement are the two additional factors that ensure on-time financial assistance.