The simple savings strategy for you, even if your income is not enough for your upkeep
If your income is not always enough for you, the idea of saving money may seem like a joke to you. You may even be in debt at the ending of every month and you are thinking how on earth can come out of this quagmire. If someone mentions savings to you; you may even get angry and tell the person that he or she will not understand. But for you to really make progress in your finances, you have to start saving anyhow; whether you earn enough or not, if not you will not enjoy your life as you grow old.
Saving money is worth the effort as it will give you peace of mind in the long run as well as the opportunity to create wealth via investment and business. Consistent savings no matter the amount may just be what you need to break out of poverty that has been holding your progress. And for you to start thinking in terms of business and investment, you have to start saving money now. I will recommend a minimum of 5 per cent of your income for a start. And this should not affect your charitable donations and spiritual obligations.
Below is the simple savings strategy I recommend for you, even if your income is not enough for your upkeep:

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