Eliot (not real name) got involved in a ghastly motor accident while travelling to Enugu from Lagos.

Everybody in the vehicle was killed including him. Through the passengers’ manifest that he filled before boarding, the bus company contacted his relatives who came and claimed his corpse.

That was the beginning of unforeseen troubles for the family members. Eliot was a businessman in Lagos. His wife and only child lived in the village.

His travel had been to go and see them. Now, his death threw the family into confusion. He had been the one supporting his family financially including his aged mother.

After the burial, the family members started asking questions about Eliot’s finances and property in Lagos.

After his death, it was normal to find his money to help the family, particularly his wife, to get on her feet while she considers what to do with her life.

To cut the long story short, Eliot’s bosom friend knew the bank that kept Eliot’s money. He took the wife to the bank so she can claim it.

Unfortunately, it was not the wife’s name that was listed as Eliot’s next of kin. The account had been opened before Eliot got married and he had listed his older brother as next of kin.

Sadly, the older brother had also passed on two years earlier. The bank would not release the money to her. For the bank to do that, it reeled out a series of steps and legal documents that must be provided.

A journalist once asked a mobile money operator what happens to the credit on a user’s mobile money wallet in the case of death.

The mobile money operator looked aghast. Obviously, he didn’t expect such a question. In the end, he told the journalist to not try to be so morbid.

As the mobile money operator, the question of what happens if we die is one many would rather not talk about. Unfortunately, this rather happens sooner than later.

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